XRP is the native token of the XRP Ledger, and the cryptocurrency used by the Ripple payment network. 

It's built for enterprise use on a global scale and helps power cost-efficient cross-border payments.

XRP's institutional outlook is strengthening after Ripple received full Crypto Asset Service Provider authorization under the European Union's Markets in Crypto-Assets (MiCA) framework, giving Ripple regulated access across the 30-country European Economic Area.

XRP Gets Major Institutional Boost as Ripple Becomes Fully MiCA Compliant

The approval means Ripple is now fully MiCA-compliant for payments, financial institutions, corporates and businesses across all 30 European Economic Area countries.

Ripple's preliminary crypto asset provider license in Luxembourg upgraded to fully compliant

Ripple secured full MiCA CASP authorization from Luxembourg for regulated crypto services across all 30 European Economic Area countries.

Ripple secures full MiCA CASP authorization for crypto services across 30 EEA countries

Heavy volume pushed XRP through resistance, but sellers met the move near $1.16 and left traders watching whether former resistance can now hold as support.

XRP rises 3% as $1.14 breakout turns into support test

Ripple joined America250's Giving 4th campaign on July 4 with a pledge to match donations in XRP supporting the Call of Duty Endowment. The effort links Independence Day charitable giving with programs helping veterans move into civilian jobs.

Ripple Joins America250's Giving 4th Campaign, Pledges $10,000 XRP Donation Match for Veterans

The token's 30-day and 365-day MVRV, a measure of how far holders are underwater, sit near -45% and -47%, lows Santiment says XRP has never reached before. Some traders read stretched losses as a contrarian signal.

XRP climbs 8% as record holder losses signal better risk-reward for buyers

XRP holders are sitting on some of their steepest average losses in years, according to analytics firm Santiment, a setup it says has historically preceded relief rallies. The average trader is down roughly 47%.

Santiment: XRP Returns Sink to Lowest Levels Since December 2020 as Relief Rally Odds Climb

Buyers defended a higher low and pushed XRP toward near-term resistance, though the move still needs a clean break above $1.10 to confirm momentum.

XRP bulls test path back toward $1.10 as token zips 4% higher

Bitcoin

Ethereum

Bitcoin continued rising after hitting a 21-month-low earlier this week, topping $62,000 and leading a broader crypto market rebound.

Crypto Shorts Get Rekt as Bitcoin, Ethereum and XRP Rise to Weekly High Prices

New wallet creation hit a three-month high and large-holder activity strengthened, but XRP still needs to reclaim $1.10 before the recovery looks convincing.

XRP edges higher as whale activity rises while retail traders stay cautious

RLUSD is gaining broader institutional traction as Ripple highlights eight developments across payments, infrastructure, and global access. Mastercard support, Japanese approval, and new regional integrations show the stablecoin's expanding role.

Ripple Spotlights 8 Key RLUSD Developments Shaping Global Payments Push

Hyperliquid

XRP-linked ETFs added $59.4 million in June, a third straight month of net inflows, albeit at a slower pace than during the previous two months, according to SoSoValue data. HYPE funds notched up $161 million in net inflows during the month.

XRP, HYPE funds are the bright spots as investors flee bitcoin, ether ETFs

Crypto firms contributed $189 million to the 2026 midterms, with Ripple, Crypto.com and Coinbase leading corporate donations.

Ripple, Coinbase among top donors in crypto's $189 million election spending: report

Open interest has collapsed from last year's highs while active addresses and ETF inflows rise, but XRP still needs to reclaim $1.10 before the chart turns cleaner.

XRP holds above $1 after leverage flush as network activity improves

XRP continues to strengthen its position as the core settlement asset as RLUSD activity accelerates, amplifying its role in facilitating trades and drawing increasing attention and demand toward the asset itself, according to Evernorth, an XRP treasury company.

XRP Gains From RLUSD Growth as $900M Trading Boom Deepens Liquidity, Evernorth Says

Flare Network has scheduled a community governance vote from July 6 to July 13 to deploy Flare confidential compute on its Songbird canary network. Enhancing Cross-Chain Consensus Blockchain platform Flare has scheduled a community governance vote to deploy Flare Confidential Compute (FCC) on its Songbird canary network.

Flare Targets XRPL Expansion With July 6 Vote on Songbird Confidential Compute Rollout

Visa, Coinbase, Stripe, Mastercard and more than 140 other companies are launching a new stablecoin called Open USD, built to move money across borders without the fees that come with most existing tokens. Open Standard, the independent company set up to run the project, announced Open USD on Tuesday.

140 Firms Including Coinbase and Ripple Launch the New Open USD Stablecoin

XRP is holding above the $1 mark even as its price action has stalled, with daily active addresses up roughly 72% in two weeks and derivatives leverage draining out of the market. Onchain Activity Heats Up XRP is clinging to $1 support, but the quiet in its price masks a pickup in network use.

XRP Clings to $1 as Onchain Activity Jumps 72% and Leverage Clears Out

Active addresses jumped 72% in two weeks while open interest fell to its lowest level since July 2025, giving traders a cleaner setup even as price remains trapped below resistance.

XRP holds $1 support as network activity rises and leverage clears out

Ripple outlined a proposed XRPL Lending Protocol to standardize institutional credit execution for tokenized assets while keeping underwriting off-chain, targeting markets such as treasuries, stablecoins, and private credit.

Ripple Spotlights XRPL Lending Protocol Proposal for Institutional Onchain Credit

Ripple outlined how the XRP Ledger Lending Protocol would provide institutions with a novel way to structure loans directly on-chain.

XRP Ledger's 'Missing Layer' Draws Closer as Developers Test Lending, Credit Features: Ripple

A proposed XRPL standard would let institutions borrow against tokenized assets, with the blockchain enforcing loan terms while the underwriting stays with human credit teams. It still needs validator approval to go live.

Ripple wants institutions to borrow against tokenized assets on XRPL

Ripple CEO Brad Garlinghouse outlined XRP's role in institutional payments, citing $16 trillion in annual payments and clearing activity across businesses Ripple added through acquisitions, where digital asset usage remains minimal.

Ripple CEO Sees Massive XRP Opportunity in $16 Trillion Payment Flows

Ripple pushed its CLARITY Act campaign through Washington with a branded truck as Senate pressure mounted over crypto market rules. Ripple Takes CLARITY Act Campaign to Washington, D.C., as Senate Vote Pressure Builds Ripple put its CLARITY Act message on wheels June 25, sending a branded truck through Washington, D.C.

Ripple's CLARITY Truck Hits Washington as Congress Weighs Crypto Rules

Ripple CEO Brad Garlinghouse said he remains bullish on bitcoin while distancing that view from Strategy's approach, adding that Michael Saylor and Strategy were not focused on the right priorities and that this has hurt the overall market.

News for XRP Crypto (XRP)