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ATLC
Volume: 43.23K
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Atlanticus Holdings (ATLC) Stock Forecast & Price Target

Atlanticus Holdings (ATLC) Analyst Ratings

Based on 8 analyst ratings
Buy
Strong Buy 38%
Buy 38%
Hold 25%
Sell 0%
Strong Sell 0%

Bulls say

Atlanticus Holdings Corp has demonstrated a robust financial performance, highlighted by a significant net margin increase of 17.0% quarter-over-quarter and 28% year-over-year in Q4, reaching $117.5 million and surpassing expectations. The company achieved a core revenue growth of 0.6% quarter-over-quarter and an impressive 14.4% year-over-year, driven by strong performance in consumer loan fees and stable year-over-year growth in general purpose card and retail balances. Additionally, total managed receivables grew 2.7% quarter-over-quarter and 13% year-over-year, indicating ongoing portfolio expansion and positioning the company for continued faster growth in comparison to the overall market.

Bears say

Atlanticus Holdings Corp faces a negative outlook primarily due to lingering liquidity issues that have historically destabilized its earnings, compounded by risks such as potential economic slowdowns and volatile interest rates. The company's performance is indicated by flat growth in serviced accounts, totaling 3.7 million, alongside managed receivables for the Credit as a Service segment falling short of forecasts at $2.725 billion, indicating potential challenges in revenue generation. Furthermore, any decline in the collectability of investment receivables could significantly adversely affect earnings, emphasizing the vulnerability of Atlanticus in a changing economic landscape.

Atlanticus Holdings (ATLC) has been analyzed by 8 analysts, with a consensus rating of Buy. 38% of analysts recommend a Strong Buy, 38% recommend Buy, 25% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Atlanticus Holdings and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Atlanticus Holdings (ATLC) Forecast

Analysts have given Atlanticus Holdings (ATLC) a Buy based on their latest research and market trends.

According to 8 analysts, Atlanticus Holdings (ATLC) has a Buy consensus rating as of Jun 16, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $59.38, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $59.38, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Atlanticus Holdings (ATLC)

Volume: 43.23K

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