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ATLC
Volume: 55.16K
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Atlanticus Holdings (ATLC) Stock Forecast & Price Target

Atlanticus Holdings (ATLC) Analyst Ratings

Based on 6 analyst ratings
Buy
Strong Buy 33%
Buy 50%
Hold 17%
Sell 0%
Strong Sell 0%

Bulls say

Atlanticus Holdings Corp is positioned for a positive financial outlook, with expectations of approximately 10% total portfolio growth driven by low- to mid-double digit receivables growth in its legacy portfolio and mid-single-digit growth from the Mercury book in 2026. The company is set to benefit from net yield growth on the Mercury portfolio, enhanced by optimized fees and APRs, which is reflected in an upward revision of its 2026 EPS estimate to $8.72 and a new 2027 EPS estimate of $11.63, indicating significant potential for earnings accretion. Additionally, macro trends in consumer finance support robust growth in Atlanticus's credit card and private-label financing products, further reinforcing the company’s favorable position in the financial services sector.

Bears say

Atlanticus Holdings Corp is facing several key challenges that contribute to a negative outlook for its stock. The company is expected to experience temporary negative operating leverage due to significant one-time acquisition costs, which are anticipated to negatively impact earnings in the third and fourth quarters of 2025. Additionally, the constraints on growth from the changes to the Mercury book, coupled with the potential deterioration of net charge-offs (NCOs), further exacerbate the company's financial outlook, resulting in a lowered earnings per share (EPS) estimate for 2025.

Atlanticus Holdings (ATLC) has been analyzed by 6 analysts, with a consensus rating of Buy. 33% of analysts recommend a Strong Buy, 50% recommend Buy, 17% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Atlanticus Holdings and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Atlanticus Holdings (ATLC) Forecast

Analysts have given Atlanticus Holdings (ATLC) a Buy based on their latest research and market trends.

According to 6 analysts, Atlanticus Holdings (ATLC) has a Buy consensus rating as of Dec 16, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $87, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $87, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Atlanticus Holdings (ATLC)

Volume: 55.16K

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