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ATLC
Volume: 7

Atlanticus Holdings (ATLC) Stock Forecast & Price Target

Atlanticus Holdings (ATLC) Analyst Ratings

Based on 6 analyst ratings
Buy
Strong Buy 33%
Buy 50%
Hold 17%
Sell 0%
Strong Sell 0%

Bulls say

Atlanticus Holdings Corp is projected to experience robust portfolio growth of approximately 10% in both 2026 and 2027, driven by low- to mid-double digit receivables growth from its legacy portfolio and mid-single-digit growth from the Mercury book. The company's earnings per share (EPS) estimates have been significantly adjusted, with a 2026 estimate of $8.72 and an introduction of $11.63 for 2027, reflecting management's guidance of EPS accretion due to improved yields and fair value gains. Additionally, favorable macro trends in consumer finance are expected to bolster the demand for Atlanticus's credit card and financing products, enhancing its financial prospects in the coming years.

Bears say

The analysis indicates that Atlanticus Holdings is facing adverse financial conditions primarily due to forecasted negative operating leverage and significant one-time acquisition costs, projected to have a seven-figure impact in the second half of 2025. Additionally, changes to the Mercury book are anticipated to result in constrained growth in the near term, which is likely to slow overall portfolio growth and further affect earnings. Concerns regarding potential increases in net charge-offs (NCOs) may exacerbate the negative impact on the company’s share performance, leading to a lowered 2025 earnings per share (EPS) estimate from $5.97 to $5.74.

Atlanticus Holdings (ATLC) has been analyzed by 6 analysts, with a consensus rating of Buy. 33% of analysts recommend a Strong Buy, 50% recommend Buy, 17% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Atlanticus Holdings and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Atlanticus Holdings (ATLC) Forecast

Analysts have given Atlanticus Holdings (ATLC) a Buy based on their latest research and market trends.

According to 6 analysts, Atlanticus Holdings (ATLC) has a Buy consensus rating as of Feb 19, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $87, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $87, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Atlanticus Holdings (ATLC)

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