
Atlanticus Holdings (ATLC) Stock Forecast & Price Target
Atlanticus Holdings (ATLC) Analyst Ratings
Bulls say
Atlanticus Holdings Corp is projected to experience substantial growth in its portfolio, with anticipated receivables growth for the legacy portfolio in 2026 expected to be in the low- to mid-double digits and mid-single-digit growth for the Mercury book, leading to an overall portfolio growth of approximately 10%. The company is also expected to see enhanced net yields on the Mercury portfolio, with management providing guidance for an increase in earnings per share (EPS) estimates to $8.72 in 2026 and $11.63 in 2027, reflecting strong financial optimization strategies and growth prospects. Overall, the combination of robust portfolio growth and improved financial metrics positions Atlanticus Holdings favorably within the financial services industry.
Bears say
Atlanticus Holdings Corp faces a negative outlook due to anticipated temporary negative operating leverage projected for the upcoming quarters, primarily driven by significant one-time acquisition costs. The financial implications of these costs are expected to adversely affect earnings, particularly in the third quarter of 2025, with further reductions in earnings per share forecasted for the fourth quarter. Additionally, the constraints on growth within the Mercury segment are predicted to slow overall portfolio expansion, compounding the negative financial outlook for the company.
This aggregate rating is based on analysts' research of Atlanticus Holdings and is not a guaranteed prediction by Public.com or investment advice.
Atlanticus Holdings (ATLC) Analyst Forecast & Price Prediction
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