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BCAL
Volume: 179.19K

BCAL Stock Forecast & Price Target

BCAL Analyst Ratings

Based on 3 analyst ratings
Buy
Strong Buy 33%
Buy 33%
Hold 33%
Sell 0%
Strong Sell 0%

Bulls say

California BanCorp is well-positioned for growth, with a strong focus on relationship-based banking and a diverse portfolio of lending and deposit products that cater to the needs of its target market. The company's recent derisking exercise and merger with CALB have positioned it for year-on-year loan and deposit growth, while its focus on generating new loans above portfolio yields and lowering deposit costs will lead to steady NIM and NII growth. Additionally, BCAL's capital management strategy, including share repurchases and dividend payouts, highlights its strong financial position and commitment to enhancing shareholder value. Although lower NII and EPS estimates have resulted in lowering of the PT, the stock remains a BUY with a PT of $21.50, reflecting a 13x multiple on 2026E EPS and 1.4x 2026E TBV.

Bears say

California BanCorp is facing several challenges including a decline in net interest income, an increase in non-performing assets and the potential for a deterioration in asset quality. Share repurchases have picked up, but this may not be enough to counteract the potential effects of these challenges. Furthermore, potential risks such as deposit liquidity and lower loan demand could further hinder the bank's profitability in the future.

BCAL has been analyzed by 3 analysts, with a consensus rating of Buy. 33% of analysts recommend a Strong Buy, 33% recommend Buy, 33% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Southern California Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Southern California Bancorp (BCAL) Forecast

Analysts have given BCAL a Buy based on their latest research and market trends.

According to 3 analysts, BCAL has a Buy consensus rating as of Jun 3, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $20.67, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $20.67, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Southern California Bancorp (BCAL)

Volume: 179.19K

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