
BHRB Stock Forecast & Price Target
BHRB Analyst Ratings
Bulls say
Burke & Herbert Financial Services Corp has demonstrated its commitment to financial performance by exceeding cost-saving expectations and achieving core net interest margin (NIM) expansion, alongside a positive trajectory in growth. Despite a 32% increase in non-performing assets (NPAs), the company opted to maintain its allowance for credit losses (ACL) flat at 1.20%, suggesting confidence in credit quality and limited loss potential. Contributions to earnings per share (EPS) growth are anticipated, with projections indicating 9% growth for 2025 and 11% for 2026, driven by improving loan growth and favorable credit conditions.
Bears say
Burke & Herbert Financial Services Corp has recently experienced a significant decline in loans, with a reported decrease of 4.0% quarter-over-quarter, which starkly contrasts with the expected growth of 4.5% and the more optimistic estimate of 8.9%. Additionally, the company's net interest margin (NIM) has faced downward pressure, reflecting a core NIM decrease of 6 basis points to 3.60%, compounded by a notable fall in total funding costs and AEA yields. The balance sheet shows further strain as end-of-period loans contracted by 6% compared to earlier growth forecasts, and deposits fell 9.2% quarter-over-quarter, primarily influenced by brokered runoff, contributing to an overall negative financial outlook.
This aggregate rating is based on analysts' research of Burke & Herbert Financial Services Corp and is not a guaranteed prediction by Public.com or investment advice.
BHRB Analyst Forecast & Price Prediction
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