Bank7 Corp (BSVN) Stock Forecast & Price Target

Bank7 Corp has demonstrated robust growth with loans and deposits increasing by 10% and 11%, respectively, on a last quarter annualized basis. The bank's profitability metrics are notable, featuring a return on assets (ROA) of 2.4% and a return on tangible common equity (ROTCE) of 25.5%, highlighting its strong financial performance. Additionally, the net interest margin (NIM) showed significant expansion, reflecting effective interest income generation, while tangible book value (TBV) also saw a growth of 2%, underlining the bank's ability to compound its financial metrics positively.

Bank7 Corp's outlook is adversely impacted by a revised loan growth forecast, now projected at the low-to-mid-single digit range for the second quarter and second half of 2025, reflecting ongoing macroeconomic uncertainty that could hinder market share gains. Additionally, a significant reduction in core fee income estimates, lowered by approximately 20% to $6.6 million, aligns with diminished expectations of revenue from oil and gas sectors, which further strains revenue streams. Compounding these challenges, the bank's average loans experienced a 7% decline on a last quarter annualized basis, alongside a slight compression in net interest margin, which fell to 4.55% at the end of the quarter.