
First Busey (BUSE) Stock Forecast & Price Target
First Busey (BUSE) Analyst Ratings
Bulls say
First Busey Corporation has demonstrated improved profitability metrics, with a return on assets (ROA) of 1.1% and return on tangible common equity (ROTCE) of 11.9% in the most recent quarter, reflecting strong operational efficiency. The banking segment, which drives the majority of the company's revenue, shows a core net interest margin (NIM) increase of 12 basis points quarter-over-quarter to 3.45%, alongside a continued growth in net interest income (NII) to $155.9 million. Additionally, FirsTech's payment revenue is expected to rise from $5.1 million to $5.9 million over the next several quarters, highlighting growth potential and the effectiveness of First Busey's technological advancements to enhance service delivery and client engagement.
Bears say
First Busey Corporation is experiencing a decline in key financial metrics, as evidenced by a decrease in commercial and industrial line utilization from 52% to 49% and a 4% drop in certificates of deposit quarter-over-quarter, indicating potential liquidity issues. The downward revision of expected operating earnings per share for 4Q25 and 2026 reflects a lower net interest income forecast, driven by a diminishing asset earning base, alongside a historically lagging net interest margin compared to peers. Additionally, the efficiency ratio outlook has worsened amid shrinking loan balances, with end-of-period loans held for investment down 6% quarter-over-quarter, suggesting ongoing challenges in loan growth and portfolio performance.
This aggregate rating is based on analysts' research of First Busey and is not a guaranteed prediction by Public.com or investment advice.
First Busey (BUSE) Analyst Forecast & Price Prediction
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