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CIVB
Volume: 155.49K
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Civista Bancshares (CIVB) Stock Forecast & Price Target

Civista Bancshares (CIVB) Analyst Ratings

Based on 4 analyst ratings
Buy
Strong Buy 25%
Buy 25%
Hold 50%
Sell 0%
Strong Sell 0%

Bulls say

Civista Bancshares Inc. has demonstrated an improvement in its credit quality, with net charge-offs (NCOs) increasing to 13 basis points from 8 basis points in the prior quarter, indicating stable performance amidst growth. Notably, security yields rose to 3.58%, reflecting a positive trend in interest income that enhances the company's financial position. Additionally, both commercial and agricultural loan balances, along with non-owner-occupied commercial real estate loans, showed growth on a quarter-over-quarter basis, supporting Civista Bancshares's robust revenue-generating capabilities through its diverse loan portfolio.

Bears say

Civista Bancshares Inc. has experienced a concerning decline in its adjusted margin, which decreased by 4 basis points quarter-over-quarter due to falling loan yields, dropping from 3.51% in 1Q25. Additionally, weaker leasing revenue has negatively impacted fee income, contributing to an overall financial miss during this period. Although nonperforming assets improved to $23.2 million in 2Q25, the revenue pressures from loan yield decreases and fee income challenges suggest vulnerabilities in the company’s financial stability moving forward.

Civista Bancshares (CIVB) has been analyzed by 4 analysts, with a consensus rating of Buy. 25% of analysts recommend a Strong Buy, 25% recommend Buy, 50% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Civista Bancshares and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Civista Bancshares (CIVB) Forecast

Analysts have given Civista Bancshares (CIVB) a Buy based on their latest research and market trends.

According to 4 analysts, Civista Bancshares (CIVB) has a Buy consensus rating as of Oct 14, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $25.50, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $25.50, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Civista Bancshares (CIVB)

Volume: 155.49K

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