
Capital One (COF) Stock Forecast & Price Target
Capital One (COF) Analyst Ratings
Bulls say
Capital One Financial demonstrated a strong performance with total revenues and purchase volume both increasing by 6.5% year-over-year, excluding the Discover acquisition. The firm achieved a notable earnings per share (EPS) beat of 35% above consensus expectations, driven by robust revenue growth and improving loan metrics, which rose by 3.5% year-over-year. Despite skepticism regarding synergy expectations from the Discover acquisition, early indications point to faster-than-anticipated synergies, alongside improvements in delinquencies and losses, contributing to a positive outlook for Capital One's fundamental financial health.
Bears say
Capital One Financial's fourth quarter 2025 results indicated a significant miss on adjusted earnings per share, falling short of consensus estimates by 7%. The company has also revised its capital adequacy target lower from 14.4% to 11% CET1, which raises concerns about its financial robustness moving forward. Additionally, uncertainties surrounding the integration of Discover, particularly potential higher expenses and reduced synergies due to regulatory challenges, further contribute to a negative outlook for Capital One's stock.
This aggregate rating is based on analysts' research of Capital One and is not a guaranteed prediction by Public.com or investment advice.
Capital One (COF) Analyst Forecast & Price Prediction
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