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DAVE
Volume: 59.99K

Dave (DAVE) Stock Forecast & Price Target

Dave (DAVE) Analyst Ratings

Based on 12 analyst ratings
Buy
Strong Buy 50%
Buy 42%
Hold 8%
Sell 0%
Strong Sell 0%

Bulls say

Dave is supported by accelerating member acquisition, with 951,000 net adds, monthly transacting members up 17% to 3.8M, and CAC holding at $19 as gross-profit payback improved to under four months, showing scalable growth without efficiency loss. Its core economics are improving as revenue reached $171M, adjusted EBITDA rose 48% YoY to $76M, gross margin expanded to 72%, and guidance was raised to $725M-$735M of revenue and $315M-$325M of adjusted EBITDA. Further upside comes from higher ExtraCash limits, the removal of legacy fee caps, CashAI v6.0, and Dave Flex, while credit quality remains strong with ExtraCash originations up 27% YoY to $2.3B and 28-day past-due improving to 2.12%.

Bears say

Dave is facing a fragile fundamental setup because its lending model depends on accurate underwriting, yet any rise in ExtraCash nonpayment could quickly damage operating results and liquidity. Competitive pressure from larger financial institutions and FinTech startups, combined with brand, AI, and regulatory risks, adds meaningful execution uncertainty for a company with limited operating history and still-maturing scale. Although Q1/26 share repurchases and restricted stock unit net settlements reduced basic shares from 13.6 million at year-end 2025 to 12.7 million, that financial engineering does not offset the underlying exposure to delinquency, weakening demand, and potential compliance costs.

Dave (DAVE) has been analyzed by 12 analysts, with a consensus rating of Buy. 50% of analysts recommend a Strong Buy, 42% recommend Buy, 8% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Dave and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Dave (DAVE) Forecast

Analysts have given Dave (DAVE) a Buy based on their latest research and market trends.

According to 12 analysts, Dave (DAVE) has a Buy consensus rating as of Oct 9, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $430.42, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $430.42, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Dave (DAVE)

Volume: 59.99K

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