
ECPG Stock Forecast & Price Target
ECPG Analyst Ratings
Bulls say
Encore Capital Group is well-positioned for continued outperformance in the coming years, with strong quarterly results reflecting an 8% increase in global collections and a raised EPS guidance to $13.00 from $12.00 previously. The company's collections multiple and aggregate ratio of collections-to-average receivables balance also continue to improve, signaling potential for increased revenue recognition and profitability. With a target of $105, Encore Capital Group offers an attractive valuation, trading at 3.8x trailing cash flow or just under 8x its 2027 EPS estimate.
Bears say
Encore Capital Group is facing potential risks due to deterioration in the broader economy and the potential for future impairment charges that could reduce reported EPS and put pressure on valuation. Additionally, with a lower leverage ratio of 2.3x and ongoing share repurchases, there may be limited room for organic growth and margin expansion. With a forecasted EPS of $12.00 in 2026 and a target price of $80, the company may be trading at a high multiple of 6.0x.
This aggregate rating is based on analysts' research of Encore Capital Group and is not a guaranteed prediction by Public.com or investment advice.
ECPG Analyst Forecast & Price Prediction
Start investing in ECPG
Order type
Buy in
Order amount
Est. shares
0 shares