
EFSC Stock Forecast & Price Target
EFSC Analyst Ratings
Bulls say
Enterprise Financial Services Corporation (EFSC) demonstrates a positive outlook through its strong financial performance, highlighted by an increase in total deposits by 8% quarter-over-quarter and a net interest margin (NIM) rise to 4.26%. The company showcases solid internal capital generation with a tangible common equity (TCE) increase of 18 basis points to 9.60% and a tangible book value (TBV) growth of 4% to $41.58. Furthermore, EFSC's projected revenue growth, alongside controlled expense growth of approximately 5% in 2026, suggests the potential for positive operating leverage moving forward.
Bears say
Enterprise Financial Services Corporation faces a negative outlook due to a projected decline in core fee income, with expectations indicating an $80.0 million total in 2026, representing a 1% year-over-year decrease. The company reported a substantial quarter-over-quarter drop in core fee income of 20%, which was largely attributed to reduced state tax credits and a decline in loans held for investment, compounded by increased net charge-offs. Additionally, the company's regulatory capital ratios have decreased, raising concerns over credit quality and overall financial health, further contributing to the negative sentiment surrounding its stock.
This aggregate rating is based on analysts' research of Enterprise Financial Services and is not a guaranteed prediction by Public.com or investment advice.
EFSC Analyst Forecast & Price Prediction
Start investing in EFSC
Order type
Buy in
Order amount
Est. shares
0 shares