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ESQ
Volume: 10
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ESQ Stock Forecast & Price Target

ESQ Analyst Ratings

Based on 2 analyst ratings
Hold
Strong Buy 0%
Buy 50%
Hold 50%
Sell 0%
Strong Sell 0%

Bulls say

Esquire Financial Holdings Inc. has demonstrated strong financial momentum, with end-of-period deposits increasing by 22% in the recent quarter, aligning with robust loan growth expectations of 18% in 2025 and 16% in 2026. While expenses have risen nearly 2% quarter-over-quarter, management anticipates maintaining growth in litigation-related lending, contributing positively to overall financial performance. The company remains focused on the legal industry and small businesses, positioning itself well within its niche market for continued success.

Bears say

Esquire Financial Holdings, Inc. has exhibited a decline in noninterest income, which decreased by 0.1% quarter-over-quarter, with projections indicating a further decrease of 1% in 2025. Additionally, the company faces pressure on its net interest margin (NIM) due to an estimated 10 basis point negative impact from excess cash not being deployed into the loan portfolio. Furthermore, several risk factors, including potential slowdowns in the litigation business, fraud within merchant services, cybersecurity threats, and credit deterioration in its New York-centric commercial real estate holdings, contribute to a negative outlook for the company's financial stability and growth potential.

ESQ has been analyzed by 2 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 50% recommend Buy, 50% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Esquire Financial Hlds and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Esquire Financial Hlds (ESQ) Forecast

Analysts have given ESQ a Hold based on their latest research and market trends.

According to 2 analysts, ESQ has a Hold consensus rating as of Oct 14, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $103, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $103, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Esquire Financial Hlds (ESQ)

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