
First Bancorp (FBNC) Stock Forecast & Price Target
First Bancorp (FBNC) Analyst Ratings
Bulls say
First Bancorp has demonstrated significant stock performance, with shares increasing approximately 24.2% year-to-date in 2025, outpacing the KRX index by a notable margin since its recent earnings report. The company is positioned to enhance its earnings per share (EPS) and return on assets (ROA) through potential improvements in loan growth and net interest margin (NIM) driven by asset repricing and strategic bond restructures similar to those executed in the fourth quarter of 2024. These factors collectively contribute to a positive outlook for First Bancorp, reflecting strong operational momentum and growth opportunities in its financial services sector.
Bears say
The analysis indicates a negative outlook for First Bancorp due to the potential deterioration of the markets in which the bank operates, which poses a risk to its profitability. Additionally, there is concern that credit costs may surpass current expectations, further straining the bank's financial performance. These factors combined suggest significant challenges for First Bancorp, impacting its overall financial stability and growth prospects.
This aggregate rating is based on analysts' research of First Bancorp and is not a guaranteed prediction by Public.com or investment advice.
First Bancorp (FBNC) Analyst Forecast & Price Prediction
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