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FCNCA
Volume: 108.17K
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FCNCA Stock Forecast & Price Target

FCNCA Analyst Ratings

Based on 11 analyst ratings
Buy
Strong Buy 27%
Buy 18%
Hold 55%
Sell 0%
Strong Sell 0%

Bulls say

First Citizens BancShares has demonstrated strong performance with demand deposits witnessing an annualized growth of 11.6%, underpinned by a substantial $778 million increase in SVB Commercial deposits, reflecting successful client acquisition in the Technology and Healthcare sectors. The bank has also shown stability in its financial metrics, with net interest income (NII) growing by 2% sequentially and a persistent net interest margin (NIM) of 3.26%, supported by disciplined cost management practices. Additionally, the slight increase in NIM ex-accretion to 3.14% indicates effective management of deposit costs and stable asset yields, contributing to a positive financial outlook for the company.

Bears say

First Citizens BancShares Inc. is facing a challenging financial environment, with sector-specific headwinds in commercial real estate (CRE) contributing to a negative outlook. Although net charge-offs (NCOs) have decreased to their lowest levels since the second quarter of 2024, concerns persist regarding credit quality, particularly within the General Office, Investor Dependent, and Equipment Finance portfolios. Additionally, the company's overall loan portfolio witnessed a slight decline of $89 million, primarily due to a $300 million reduction in the Tech and Healthcare sectors, despite some growth in Global Fund Banking.

FCNCA has been analyzed by 11 analysts, with a consensus rating of Buy. 27% of analysts recommend a Strong Buy, 18% recommend Buy, 55% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of First Citizens BancShares and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About First Citizens BancShares (FCNCA) Forecast

Analysts have given FCNCA a Buy based on their latest research and market trends.

According to 11 analysts, FCNCA has a Buy consensus rating as of Oct 14, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $2,250, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $2,250, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

First Citizens BancShares (FCNCA)

Volume: 108.17K

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