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FCNCA
Volume: 11

FCNCA Stock Forecast & Price Target

FCNCA Analyst Ratings

Based on 10 analyst ratings
Buy
Strong Buy 30%
Buy 20%
Hold 50%
Sell 0%
Strong Sell 0%

Bulls say

First Citizens BancShares demonstrated impressive loan growth of 9.9% on a last quarter annualized basis, driven particularly by strong performance in global fund banking, while maintaining a resilient net interest margin (NIM). The strategic acquisition of Silicon Valley Bank is expected to enhance liquidity and support the repayment of a $35 billion fixed-rate note, thereby reducing asset sensitivity and promoting earlier NIM recovery. Overall, the firm is well-positioned for modest balance sheet expansion and increased operational efficiency, supported by sustained organic deposit growth and capital deployment flexibility amidst evolving market conditions.

Bears say

The analysis indicates a negative outlook for First Citizens BancShares's stock due to several key financial factors. Primarily, there is projected expense growth in the low to mid-single-digit range while the expectations for net interest income (NII) and net interest margin (NIM) have declined, leading to lowered earnings estimates for 2026. Additionally, the contraction in end-of-period deposits raises concerns about the bank's funding strategy, particularly as it aims to repay the purchase money note, while the slowdown in anticipated buybacks further complicates the financial picture.

FCNCA has been analyzed by 10 analysts, with a consensus rating of Buy. 30% of analysts recommend a Strong Buy, 20% recommend Buy, 50% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of First Citizens BancShares and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About First Citizens BancShares (FCNCA) Forecast

Analysts have given FCNCA a Buy based on their latest research and market trends.

According to 10 analysts, FCNCA has a Buy consensus rating as of Mar 16, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $2,199.60, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $2,199.60, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

First Citizens BancShares (FCNCA)

Volume: 11

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