
FIBK Stock Forecast & Price Target
FIBK Analyst Ratings
Bulls say
First Interstate BancSystem Inc. demonstrates a positive outlook driven by a projected increase in net interest margin (NIM) to over 3.50% by the end of 2026, supported by management's guidance for incremental quarterly expansion amid anticipated rate cuts. The company's earnings per share (EPS) estimates for 2026 and 2027 have been raised to $2.66 and $2.95, respectively, reflecting a more aggressive share buyback strategy and solid fee income performance, despite some offset from lower service charges. Furthermore, the improvement in non-performing assets to total assets (NPAs/TA) indicates ongoing credit quality enhancements, confirming the commitment to managing excess capital effectively, with a common equity tier 1 (CET1) ratio positioned at 14.4%.
Bears say
The financial outlook for First Interstate BancSystem Inc appears negative due to a modest decline in spread income, which fell 0.2% quarter-over-quarter, reflecting ongoing challenges in loan performance. Additionally, loan balances are expected to remain flat to down in 2026, combined with a concerning 5.2% decrease in loans quarter-over-quarter, suggesting ongoing issues in loan growth and overall credit demand. Furthermore, potential risks related to economic deterioration in the Inland Northwest, including home price depreciation and worsening employment conditions, alongside concerns over credit quality, indicate significant challenges ahead for the financial institution.
This aggregate rating is based on analysts' research of First Interstate BancSystem and is not a guaranteed prediction by Public.com or investment advice.
FIBK Analyst Forecast & Price Prediction
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