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FIGR
Volume: 2.22M
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Figure (FIGR) Stock Forecast & Price Target

Figure (FIGR) Analyst Ratings

Based on 9 analyst ratings
Buy
Strong Buy 22%
Buy 44%
Hold 33%
Sell 0%
Strong Sell 0%

Bulls say

Figure Technology Solutions Inc. has demonstrated a significant shift toward a marketplace model, with partner-branded loans increasing to 76% of total loan marketplace originations year-to-date, reflecting a growing network of funding partners. The company achieved an impressive 80.9% growth in consumer loan marketplace revenue in FY24, driven by a surge in partner additions and favorable home price trends that boosted loan sizes. Despite a more conservative growth forecast of 24.6% for FY25, the company is expected to maintain robust revenue growth and expanding EBITDA margins, projecting 43% in FY25 and 52.9% by FY27, underpinned by strong unit economics and efficiency gains from its proprietary blockchain technology.

Bears say

Figure Technology Solutions Inc. is facing potential growth challenges due to a cooling Home Equity Line of Credit (HELOC) market, which could be exacerbated by declining home prices and increased first-lien mortgage activity. The company's reliance on a limited percentage of originations held on its balance sheet (approximately 5%) raises concerns about demand from funding partners in a weakening credit market, which may lead to reduced originations. Additionally, rising defaults and delinquencies in the credit market could significantly adversely affect Figure's overall business performance and financial projections.

Figure (FIGR) has been analyzed by 9 analysts, with a consensus rating of Buy. 22% of analysts recommend a Strong Buy, 44% recommend Buy, 33% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Figure and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Figure (FIGR) Forecast

Analysts have given Figure (FIGR) a Buy based on their latest research and market trends.

According to 9 analysts, Figure (FIGR) has a Buy consensus rating as of Nov 25, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $49.33, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $49.33, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Figure (FIGR)

Volume: 2.22M

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