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FISI
Volume: 158.76K
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Financial Institutions (FISI) Stock Forecast & Price Target

Financial Institutions (FISI) Analyst Ratings

Based on 5 analyst ratings
Buy
Strong Buy 20%
Buy 40%
Hold 40%
Sell 0%
Strong Sell 0%

Bulls say

Financial Institutions Inc. has demonstrated a strong growth trajectory in its loan portfolio, with a 7% increase in end-of-period loans over the last quarter, driven primarily by robust performance in commercial and industrial (C&I) loans and commercial real estate (CRE) sectors. The company has positioned itself for improved profitability with a tangible common equity (TCE) ratio of 8.4% in the fourth quarter, indicating financial stability and potential for higher returns. Additionally, the favorable economic outlook, including expectations of enhanced net interest income and greater contributions from fee-related services, contributes to a positive growth forecast for the firm moving forward.

Bears say

The analysis highlights a significant decline in Financial Institutions Inc.'s Pre-Provision Net Revenue (PPNR), which decreased approximately 13% quarter-over-quarter to $15.6 million, falling short of expectations due to weaker performance across all components. Operating earnings of $0.61 per share also failed to meet forecasts, pressured by increased provisions, elevated expenses, and diminished net interest margin (NIM) caused by securities restructuring. Additionally, the outlook for revenue remains pessimistic, driven by slower loan growth, a reduced earning asset base, and lagging deposit pricing, contributing to a long-standing discount relative to peers based on a weaker return profile and lower capital levels.

Financial Institutions (FISI) has been analyzed by 5 analysts, with a consensus rating of Buy. 20% of analysts recommend a Strong Buy, 40% recommend Buy, 40% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Financial Institutions and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Financial Institutions (FISI) Forecast

Analysts have given Financial Institutions (FISI) a Buy based on their latest research and market trends.

According to 5 analysts, Financial Institutions (FISI) has a Buy consensus rating as of Aug 3, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $30.40, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $30.40, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Financial Institutions (FISI)

Volume: 158.76K

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