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FSBC
Volume: 83.07K

FSBC Stock Forecast & Price Target

FSBC Analyst Ratings

Based on 4 analyst ratings
Buy
Strong Buy 50%
Buy 25%
Hold 25%
Sell 0%
Strong Sell 0%

Bulls say

Five Star Bancorp has demonstrated a positive financial trajectory, highlighted by a notable net interest income (NII) growth driven by a net interest margin (NIM) expansion of 10 basis points, reaching 3.66%. The company also reported impressive core deposit growth of 19.4% quarter-over-quarter, contributing to its overall robust performance in the banking sector. Additionally, Five Star's strategic focus on increasing its loan portfolio, particularly in areas like office spaces and specialized sectors, positions it well for continued growth and resilience in the upcoming quarters.

Bears say

Five Star Bancorp is facing a negative outlook primarily due to a decline in average earning asset yield, which decreased by 9 basis points to 5.78%, coupled with a contraction in loan yields, thereby potentially impacting profit margins and overall profitability. Furthermore, concerns around asset quality risks, stemming from a possible economic slowdown and a heavy reliance on commercial real estate lending, could lead to an increase in non-performing assets and necessitate higher provisions, further squeezing net income relative to projected earnings. Additionally, the company is experiencing below-average liquidity and declining wholesale deposits, while increased competition for loans and deposits could further strain financial performance amidst a shifting regulatory environment.

FSBC has been analyzed by 4 analysts, with a consensus rating of Buy. 50% of analysts recommend a Strong Buy, 25% recommend Buy, 25% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Five Star Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Five Star Bancorp (FSBC) Forecast

Analysts have given FSBC a Buy based on their latest research and market trends.

According to 4 analysts, FSBC has a Buy consensus rating as of Apr 16, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $40.75, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $40.75, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Five Star Bancorp (FSBC)

Volume: 83.07K

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