
FSBC Stock Forecast & Price Target
FSBC Analyst Ratings
Bulls say
Five Star Bancorp is demonstrating robust financial performance, highlighted by a notable increase in pre-provision net revenue (PPNR) return on assets (ROA), which improved to 2.13% from 2.01%. Additionally, the bank's net interest margin (NIM) saw an expansion of 8 basis points, reaching 3.53%, surpassing estimates. The company also reported impressive loan and deposit growth, with end-of-period loans increasing by 15% and deposits rising by 17%, indicating strong demand for its banking products and services.
Bears say
The outlook for Five Star Bancorp's stock appears negative due to several fundamental concerns. A projected decline in the statutory tax rate to 26.8% may adversely impact the company's profit margins, leading to reduced profitability. Furthermore, the bank's concentrated exposure to commercial real estate lending, potential economic downturns affecting loan quality, competitive pressures on interest margins, and regulatory uncertainties add significant risks to its earnings stability.
This aggregate rating is based on analysts' research of Five Star Bancorp and is not a guaranteed prediction by Public.com or investment advice.
FSBC Analyst Forecast & Price Prediction
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