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FSBC
Volume: 6.78K

FSBC Stock Forecast & Price Target

FSBC Analyst Ratings

Based on 5 analyst ratings
Buy
Strong Buy 40%
Buy 20%
Hold 40%
Sell 0%
Strong Sell 0%

Bulls say

Five Star is experiencing impressive balance sheet growth trends, with a loan growth rate exceeding their forecast at 13.8% in the 4th quarter of 2021 and a deposit balance growth of 25.9%. Looking ahead, the company is targeting a 10-12% growth for both loans and deposits off of 2025 levels, with a conservative forecast in light of competition and economic uncertainty. Despite a slight headwind from wholesale reduction, core deposit growth is expected to continue due to the government team and loan yields should benefit from over $650 million in loan repricing through the balance of 2026. Additionally, the company reported a net interest income beat and 4bp net interest margin expansion, exceeding expectations and indicating consistent growth as a small-cap bank.

Bears say

Five Star is experiencing strong growth in loans and deposits, but the concentration in commercial real estate and the California market pose potential risks. With a lower for longer interest rate environment, the company may face continued headwinds in net interest margin. Elevated expenses from investment in future growth could also impact profitability, leading to a cautious outlook on the stock.

FSBC has been analyzed by 5 analysts, with a consensus rating of Buy. 40% of analysts recommend a Strong Buy, 20% recommend Buy, 40% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Five Star Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Five Star Bancorp (FSBC) Forecast

Analysts have given FSBC a Buy based on their latest research and market trends.

According to 5 analysts, FSBC has a Buy consensus rating as of Sep 16, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $43.60, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $43.60, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Five Star Bancorp (FSBC)

Volume: 6.78K

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