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GABC
Volume: 13.73K

GABC Stock Forecast & Price Target

GABC Analyst Ratings

Based on 2 analyst ratings
Hold
Strong Buy 0%
Buy 0%
Hold 100%
Sell 0%
Strong Sell 0%

Bulls say

German American Bancorp demonstrated a robust financial performance with a notable 13% increase in core fee income to $16.7 million, which accounted for 18% of total revenue in the second quarter, exceeding both projections and consensus estimates. The bank's efficiency ratio is projected to improve steadily, reaching 51% and 50% by the fourth quarters of 2025 and 2026, respectively, indicating a strong focus on cost management and operational efficiency. Additionally, the positive net interest income driven by enhancements in wealth management and card revenue, coupled with effective cost controls, further strengthens the outlook for the company's financial stability and growth potential.

Bears say

German American Bancorp's operating expenses rose to $48.6 million, which was 3% above internal estimates and slightly below consensus expectations, highlighting a trend of increasing costs that could pressure profitability. The core net interest income (NII) experienced an increase of 11% quarter-over-quarter to $70.9 million; however, this figure fell short by 2% of projections, indicating challenges in net interest margin expansion despite favorable changes in asset mix and higher cash yields. Additionally, the projected decrease in the allowance for credit losses (ACL) to 1.29% by 4Q26 suggests a cautious approach in anticipating future loan loss normalization, further contributing to concerns regarding income stability amid loan growth expectations.

GABC has been analyzed by 2 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 0% recommend Buy, 100% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of German American Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About German American Bancorp (GABC) Forecast

Analysts have given GABC a Hold based on their latest research and market trends.

According to 2 analysts, GABC has a Hold consensus rating as of Jan 30, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $46.50, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $46.50, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

German American Bancorp (GABC)

Volume: 13.73K

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