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GABC
Volume: 32.2K
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GABC Stock Forecast & Price Target

GABC Analyst Ratings

Based on 2 analyst ratings
Hold
Strong Buy 0%
Buy 0%
Hold 100%
Sell 0%
Strong Sell 0%

Bulls say

German American Bancorp demonstrated a robust performance in the second quarter, with core fee income rising by 13% quarter-over-quarter to $16.7 million, representing 18% of total revenue and surpassing both previous estimates and consensus. The bank's efficiency ratio is projected to improve steadily, reaching 51% and 50% by the fourth quarter of 2025 and 2026, respectively, reflecting a focus on operational efficiency. Furthermore, the company achieved a 7% upside in pre-provision net revenue (PPNR), driven by increased contributions from wealth management and card revenue alongside effective cost management.

Bears say

German American Bancorp reported operating expenses of $48.6 million, indicating a 4% sequential increase that was slightly above internal estimates and below consensus expectations, which raises concerns about cost management. Additionally, core net interest income (NII) of $70.9 million showed an 11% increase quarter-over-quarter, but still fell 2% short of estimates due to limited core net interest margin (NIM) expansion, which suggests challenges in earning potential amidst rising cash and securities yields. The forecast for a modest decline in the allowance for credit losses (ACL) to 1.29% by the end of 2026, paired with expected loan growth, may signal potential risk in managing non-performing loans, further contributing to an unfavorable outlook for the bank's financial performance.

GABC has been analyzed by 2 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 0% recommend Buy, 100% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of German American Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About German American Bancorp (GABC) Forecast

Analysts have given GABC a Hold based on their latest research and market trends.

According to 2 analysts, GABC has a Hold consensus rating as of Dec 15, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $45.50, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $45.50, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

German American Bancorp (GABC)

Volume: 32.2K

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