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GABC
Volume: 124.14K
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GABC Stock Forecast & Price Target

GABC Analyst Ratings

Based on 3 analyst ratings
Hold
Strong Buy 0%
Buy 33%
Hold 67%
Sell 0%
Strong Sell 0%

Bulls say

German American Bancorp has demonstrated a solid financial performance with a 13% increase in core fee income quarter-over-quarter, reaching $16.7 million, which constitutes 18% of total revenue for the second quarter, surpassing both PSCe and consensus estimates. The bank is on track to achieve an improving efficiency ratio, projected to reach 51% by the fourth quarter of 2025 and 50% by the fourth quarter of 2026, indicating effective cost management strategies. Additionally, the positive performance is supported by a notable 7% upside in pre-provision net revenue (PPNR), driven by enhanced wealth management services and card revenue, affirming the bank's robust operational framework.

Bears say

German American Bancorp's operating expenses increased by 4% quarter-over-quarter, exceeding internal estimates by 3% despite being slightly below consensus expectations. Additionally, the core net interest income (NII) of $70.9 million increased by 11% compared to the previous quarter; however, this figure fell short of projections by 2% due to limited net interest margin (NIM) expansion. Lastly, while the allowance for credit losses (ACL) is expected to decline to 1.29% by 4Q26, this reflects anticipated normalization in net charge-offs (NCOs), indicating potential concerns regarding credit quality amid mid-to-high single-digit loan growth expectations.

GABC has been analyzed by 3 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 33% recommend Buy, 67% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of German American Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About German American Bancorp (GABC) Forecast

Analysts have given GABC a Hold based on their latest research and market trends.

According to 3 analysts, GABC has a Hold consensus rating as of Oct 14, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $45.33, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $45.33, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

German American Bancorp (GABC)

Volume: 124.14K

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