
GL Stock Forecast & Price Target
GL Analyst Ratings
Bulls say
Globe Life Inc. has benefited from a steadily improving life insurance industry, characterized by reduced liability tail risk and enhanced returns, which has contributed to the company's expected life premium growth of 4%-5% and health premium growth of 9%-11%. The company showcased significant financial performance, with a remeasurement gain of $150 million in the third quarter, underpinned by favorable mortality experience that contributed positively to its life segment. Furthermore, the favorable current operating environment, driven by higher interest rates and demographic trends, positions Globe Life well for sustained growth and profitability moving forward.
Bears say
Globe Life Inc. is projected to achieve operating earnings per share of $14.60-$15.30 in 2026, reflecting only 3% growth at the midpoint, which falls below its historical average, largely due to significant assumptions updates in 2025. Additionally, the company's free cash flow conversion has consistently declined from ~80% in 2013-2015 to approximately 60-65% from 2018-2021, indicating deteriorating financial health despite an emphasis on GAAP earnings. Furthermore, risks such as potential fines from the EEOC review, increased health utilization pressures, and challenges in salesforce recruitment raise uncertainties regarding Globe Life's future performance and revenue growth prospects.
This aggregate rating is based on analysts' research of Globe Life Inc and is not a guaranteed prediction by Public.com or investment advice.
GL Analyst Forecast & Price Prediction
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