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HAFC
Volume: 270.16K
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Hanmi Financial (HAFC) Stock Forecast & Price Target

Hanmi Financial (HAFC) Analyst Ratings

Based on 3 analyst ratings
Hold
Strong Buy 0%
Buy 33%
Hold 67%
Sell 0%
Strong Sell 0%

Bulls say

Hanmi Financial Corp experienced a notable deposit growth of 7% on a last-quarter annualized (LQA) basis, with significant contributions from various deposit categories, including a 7.7% increase in certificates of deposit (CDs) and a 7.5% rise in non-interest-bearing deposits. The bank's loan portfolio also demonstrated resilience, with a 2% increase LQA, supported by improved line utilization and a decrease in payoffs, despite a reduction in overall loan production. Additionally, Hanmi Financial has raised its Small Business Administration (SBA) production target to between $45 million and $50 million, indicating positive expectations for future growth and profitability.

Bears say

Hanmi Financial Corp has revised its projected earnings per share (EPS) for 2025 and 2026 downward, reflecting increased expectations for loan loss provisions (LLP) and non-interest expenses (NIE), indicating potential challenges in maintaining profitability. The bank anticipates low-to-modest loan and deposit growth for 2025, which may hinder revenue generation and limit overall business expansion. Additionally, the company's recent charge-off of $8.6 million related to a syndicated commercial real estate loan raises concerns regarding asset quality and financial stability, as evidenced by a decrease in the allowance for credit losses (ACL) ratio to 1.06%.

Hanmi Financial (HAFC) has been analyzed by 3 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 33% recommend Buy, 67% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Hanmi Financial and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Hanmi Financial (HAFC) Forecast

Analysts have given Hanmi Financial (HAFC) a Hold based on their latest research and market trends.

According to 3 analysts, Hanmi Financial (HAFC) has a Hold consensus rating as of Dec 15, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $28.50, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $28.50, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Hanmi Financial (HAFC)

Volume: 270.16K

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