
Huntington Bancshares (HBAN) Stock Forecast & Price Target
Huntington Bancshares (HBAN) Analyst Ratings
Bulls say
Huntington Bancshares is poised for continued growth due to expected net interest income expansion, driven by consistent margin improvement estimated at approximately 10 basis points annually for 2026 and 2027. The bank's strategic expansion in high-growth regions, particularly in Texas and the Carolinas, strengthens its market presence, supported by favorable employment trends in rapidly growing metro areas. Additionally, the increase in the average FICO score from 760 in 2013 to 782 in 4Q23 reflects an enhanced consumer base, positioning Huntington favorably for sound lending practices and overall financial stability.
Bears say
The outlook on Huntington Bancshares's stock is negatively influenced by a deteriorating economy that is expected to lead to sluggish loan growth and a more challenging interest rate environment. The bank's substantial indirect auto loan portfolio, which constitutes 10% of total loans, is at risk due to declining used car prices, further pressuring profit margins and increasing the potential for elevated credit costs. Additionally, the uncertainty surrounding past acquisitions, along with the need to bolster capital to the upper end of peers, creates concerns about continued transaction-related volatility and overall financial stability.
This aggregate rating is based on analysts' research of Huntington Bancshares and is not a guaranteed prediction by Public.com or investment advice.
Huntington Bancshares (HBAN) Analyst Forecast & Price Prediction
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