
Huntington Bancshares (HBAN) Stock Forecast & Price Target
Huntington Bancshares (HBAN) Analyst Ratings
Bulls say
Huntington Bancshares is expected to experience a rise in net interest margin (NIM) by at least 10 basis points annually starting in 2026, primarily due to benefits from fixed asset repricing, which reflects robust management strategies. The bank's focus on key markets like Dallas-Fort Worth and Houston, which are projected to grow 30% faster than the national average over the next five years, bodes well for loan growth and net interest income expansion. Additionally, improving asset quality metrics and an increase in average FICO scores indicate a strengthened consumer base, further supporting the bank's financial stability and potential for growth.
Bears say
Huntington Bancshares faces significant challenges that contribute to a negative outlook on its stock. The bank's large indirect auto loan portfolio, comprising $12.5 billion or 10% of total loans, is vulnerable to declining used car prices and potential economic slowdown, which could negatively impact asset quality and increase credit costs. Additionally, the risks associated with potential acquisitions, alongside interest rate pressures that can adversely affect net interest margins, heighten concerns about the bank's financial stability and operational effectiveness.
This aggregate rating is based on analysts' research of Huntington Bancshares and is not a guaranteed prediction by Public.com or investment advice.
Huntington Bancshares (HBAN) Analyst Forecast & Price Prediction
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