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HBCP
Volume: 22.2K
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Home Bancorp (HBCP) Stock Forecast & Price Target

Home Bancorp (HBCP) Analyst Ratings

Based on 2 analyst ratings
Buy
Strong Buy 0%
Buy 100%
Hold 0%
Sell 0%
Strong Sell 0%

Bulls say

Home Bancorp Inc. is positioned for potential loan growth as there is optimism that upcoming rate cuts may re-accelerate lending activities, with projected growth for 2025 anticipated to fall within the +4-6% range. The company has also announced a 7.4% increase in its quarterly common stock dividend, reflecting a commitment to returning value to shareholders while maintaining a prudent dividend payout ratio of 20-25%. Furthermore, favorable economic indicators such as declining unemployment and a strengthening housing market may provide additional upside to the company’s financial estimates.

Bears say

Home Bancorp's loan/deposit ratio decreased to 95.1% in 2Q25, moving further above its target range of 90-92%, indicating a potential inefficiency in leveraging deposits for productive lending. The competitive landscape presents significant challenges, as increasing pressures on asset yields and funding costs could adversely affect the company's profit margins. Furthermore, rising unemployment or a downturn in the housing market could accelerate credit losses, negatively impacting earnings expectations and contributing to a negative outlook for the stock.

Home Bancorp (HBCP) has been analyzed by 2 analysts, with a consensus rating of Buy. 0% of analysts recommend a Strong Buy, 100% recommend Buy, 0% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Home Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Home Bancorp (HBCP) Forecast

Analysts have given Home Bancorp (HBCP) a Buy based on their latest research and market trends.

According to 2 analysts, Home Bancorp (HBCP) has a Buy consensus rating as of Dec 16, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $63.50, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $63.50, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Home Bancorp (HBCP)

Volume: 22.2K

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