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HBCP
Volume: 11.04K

Home Bancorp (HBCP) Stock Forecast & Price Target

Home Bancorp (HBCP) Analyst Ratings

Based on 2 analyst ratings
Buy
Strong Buy 0%
Buy 100%
Hold 0%
Sell 0%
Strong Sell 0%

Bulls say

Home Bancorp Inc's financial outlook remains positive due to anticipated loan growth, which is projected to re-accelerate with potential rate cuts in the latter half of 2025, positioning loan growth within a range of 4-6% for the year. Additionally, the announcement of a quarterly common stock dividend increase of 7.4% reflects the bank’s robust financial health and commitment to returning value to shareholders, supported by a target payout ratio of 20-25%. Furthermore, potential economic improvements, such as declining unemployment rates and a stronger housing market, may further enhance the company’s financial performance and lead to upside in earnings estimates.

Bears say

The decrease in Home Bancorp's loan-to-deposit ratio to 95.1% in 2Q25, while remaining above the target range, indicates a potential over-reliance on deposits for lending activities, which may pose a risk if market conditions change. Furthermore, heightened competition is expected to exert downward pressure on both asset yields and funding costs, ultimately affecting the company's profit margins. Additionally, the potential for rising unemployment and a weakening housing market raises concerns about accelerating credit losses, which could further negatively impact the company’s earnings outlook.

Home Bancorp (HBCP) has been analyzed by 2 analysts, with a consensus rating of Buy. 0% of analysts recommend a Strong Buy, 100% recommend Buy, 0% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Home Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Home Bancorp (HBCP) Forecast

Analysts have given Home Bancorp (HBCP) a Buy based on their latest research and market trends.

According to 2 analysts, Home Bancorp (HBCP) has a Buy consensus rating as of Jan 30, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $63.50, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $63.50, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Home Bancorp (HBCP)

Volume: 11.04K

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