
HTB Stock Forecast & Price Target
HTB Analyst Ratings
Bulls say
HomeTrust Bancshares Inc. has shown a positive trend in its financial metrics, notably with a tangible book value per share (TBVPS) increase of 3% quarter-over-quarter, reaching $30.92. The company's capital position is robust, highlighted by a tangible common equity (TCE) ratio that rose to 11.9% in the second quarter of 2025, up from 11.7%. Furthermore, the bank's net interest margin (NIM) improved by 15 basis points quarter-over-quarter, achieving 4.37%, which surpasses previous estimates and indicates effective asset management.
Bears say
HomeTrust Bancshares faces a negative outlook due to concerns over deteriorating credit quality, which is anticipated to adversely affect its valuation and earnings per share (EPS). Additionally, the company's reserve ratio has decreased by 3 basis points, falling to 1.20% from the previous 1.23%, indicating a potential weakening in its ability to absorb credit losses. These factors collectively suggest underlying vulnerabilities that may hinder the bank’s financial stability and performance in the near term.
This aggregate rating is based on analysts' research of HomeTrust Bancshares Inc and is not a guaranteed prediction by Public.com or investment advice.
HTB Analyst Forecast & Price Prediction
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