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ISBA
Volume: 13.38K
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ISBA Stock Forecast & Price Target

ISBA Analyst Ratings

Based on 1 analyst ratings
Hold
Strong Buy 0%
Buy 0%
Hold 100%
Sell 0%
Strong Sell 0%

Bulls say

Isabella Bank Corp has demonstrated a robust financial position, with non-performing assets (NPAs) remaining low at 0.13% of loans, reflecting effective loan management despite a slight increase attributed to a single commercial real estate loan that is expected to incur no losses. The bank’s total loans grew by $34 million quarter-over-quarter, driven by increases across various sectors, including residential and commercial real estate, indicating strong demand for its lending services. Additionally, the institution exhibited solid profitability with a reported return on assets (ROA) of 0.96%, alongside increases in tangible book value (TBV) and tangible common equity (TCE), underscoring the bank's financial health and stability moving forward.

Bears say

The analysis of Isabella Bank Corp reveals a concerning outlook characterized by flat year-over-year loan growth for the current year and only a projected 4% increase in 2026. Additionally, operating expenses are expected to show a decline of 1% quarter-over-quarter with significant growth of 4% year-over-year anticipated by 2026, indicating potential inefficiencies in cost management amid a challenging economic environment. Furthermore, with the allowance for credit losses (ACL) decreasing to 0.92% of loans and a forecasted net charge-off (NCO) rate of 12 basis points alongside low loan growth expectations, the bank's overall financial stability appears vulnerable, warranting caution among investors.

ISBA has been analyzed by 1 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 0% recommend Buy, 100% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Isabella Bank Corp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Isabella Bank Corp (ISBA) Forecast

Analysts have given ISBA a Hold based on their latest research and market trends.

According to 1 analysts, ISBA has a Hold consensus rating as of Dec 15, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $38.50, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $38.50, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Isabella Bank Corp (ISBA)

Volume: 13.38K

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