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ISBA
Volume: 30.22K

ISBA Stock Forecast & Price Target

ISBA Analyst Ratings

Based on 1 analyst ratings
Hold
Strong Buy 0%
Buy 0%
Hold 100%
Sell 0%
Strong Sell 0%

Bulls say

Isabella Bank Corp is projected to experience a rise in total capital equity (TCE) to 9.0% by 4Q26, supported by expanding return on assets (ROA). The bank's net interest margin (NIM) outlook indicates a solid net interest income (NII) increase of 3% quarter-over-quarter in 4Q25 and 11% year-over-year for the following year, highlighting improved profitability. Additionally, the loan-to-deposit (L/D) ratio is expected to modestly increase to 85% by 4Q26, reflecting healthy loan growth across various sectors despite a slight uptick in non-performing assets (NPAs).

Bears say

Isabella Bank's financial outlook reflects concerns primarily due to rising operating expenses, which exceeded estimates with a 2% increase, signaling potential challenges in cost management. Furthermore, despite a strong loan growth leading to a decrease in the Allowance for Credit Losses (ACL), this decline in the ACL to 0.89% suggests a lack of buffer for potential future loan defaults amidst a competitive lending environment. Additionally, the significant 7% decrease in certificates of deposit (CDs) could indicate weakening deposit growth dynamics, which may negatively impact the bank's liquidity and overall financial stability.

ISBA has been analyzed by 1 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 0% recommend Buy, 100% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Isabella Bank Corp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Isabella Bank Corp (ISBA) Forecast

Analysts have given ISBA a Hold based on their latest research and market trends.

According to 1 analysts, ISBA has a Hold consensus rating as of Mar 31, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $54, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $54, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Isabella Bank Corp (ISBA)

Volume: 30.22K

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