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LOB
Volume: 285.02K

LOB Stock Forecast & Price Target

LOB Analyst Ratings

Based on 4 analyst ratings
Buy
Strong Buy 25%
Buy 25%
Hold 50%
Sell 0%
Strong Sell 0%

Bulls say

Live Oak Bancshares is uniquely positioned as a category killer in small business banking with a founder-run leadership that has a strong focus on harnessing the power of AI. With over 30 AI initiatives currently underway, the company has tremendous potential for growth in both top and bottom-line. The recent stumble provides a great opportunity for investment at an attractive valuation. However, there are potential risks such as interest rate risk and market competition that could negatively impact net interest income and earnings. Overall, with the strong management and focus on innovation and growth, the company has a positive outlook for the future.

Bears say

Live Oak Bancshares is currently facing challenges in maintaining its net interest margin due to recent interest rate cuts, which is expected to improve slightly in the second half of 2026. While moderately lowering its EPS estimates for 2026 and 2027, the company reported a core beat in the first quarter of 2026, primarily due to higher net interest income. However, the heavily regulated banking industry poses a regulatory risk and the company's ability to meet minimum capital and liquidity ratios could pose a capital and liquidity risk. Additionally, a prolonged economic recession and adverse impact of regulatory proposals on capital and liquidity could negatively affect the company's profitability.

LOB has been analyzed by 4 analysts, with a consensus rating of Buy. 25% of analysts recommend a Strong Buy, 25% recommend Buy, 50% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Live Oak Bancshares and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Live Oak Bancshares (LOB) Forecast

Analysts have given LOB a Buy based on their latest research and market trends.

According to 4 analysts, LOB has a Buy consensus rating as of Jun 3, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $43, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $43, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Live Oak Bancshares (LOB)

Volume: 285.02K

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