
LPRO Stock Forecast & Price Target
LPRO Analyst Ratings
Bulls say
Open Lending is set to benefit from the current economic conditions as a result of its narrow focus on automotive lending, with the majority of its revenue coming from program management fees and profit share from insurance partners. However, the company faces risks regarding its sensitivity to economic conditions, its reliance on a small number of large customers and insurance partners, and the complexity of its revenue recognition under ASC 606. Despite these risks, Open Lending has made strides in improving the quality of its book and expects steady growth in 2026, signaling a turn in the business trajectory. Additionally, the company's recent agreement to sell to ANV Group Holdings Ltd. provides a 50% premium and shows confidence in the company's potential for growth.
Bears say
Open Lending is being acquired for approximately $294M, 8 times the forecasted adjusted EBITDA for 2027. ANV Group was formed just 2 years ago and operates a portfolio of specialty insurance businesses. As an independent, global insurance intermediary platform, ANV Group may have recognized the potential value in Open Lending's risk-based interest rate pricing models and proprietary data but ultimately may be overpaying, leading to a negative outlook.
This aggregate rating is based on analysts' research of Open Lending Corp and is not a guaranteed prediction by Public.com or investment advice.
LPRO Analyst Forecast & Price Prediction
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