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MBIN
Volume: 89.15K

Merchants Bancorp (MBIN) Stock Forecast & Price Target

Merchants Bancorp (MBIN) Analyst Ratings

Based on 3 analyst ratings
Buy
Strong Buy 0%
Buy 67%
Hold 33%
Sell 0%
Strong Sell 0%

Bulls say

Merchants Bancorp demonstrated a solid financial performance with a tangible book value (TBV) growth of 3% quarter-over-quarter, reflecting profitability metrics showing a return on assets (ROA) of 0.94% and a return on tangible common equity (ROTCE) of 10.6% in the third quarter. The bank also experienced an 18% rise in core deposits and a significant increase in non-interest bearing demand deposits, indicating broad-based growth across its segments, which helps insulate it from volatility in housing demand. Additionally, all key regulatory capital ratios improved sequentially, positioning Merchants Bancorp favorably for continued growth, while an upward revision in core fee income growth projections signals strong expectations for future revenue performance.

Bears say

Merchants Bancorp's financial performance shows concerning trends, including a decrease in net interest income (NII) to $128.1 million, which is 2% below consensus expectations, while average earning assets (AEAs) fell by 5%, indicating weakening revenue potential. Additionally, the bank's net interest margin (NIM) has compressed to 2.82%, primarily due to declining yields on loans and securities, alongside a notable reduction in average borrowings by 28%. Furthermore, economic uncertainties could lead to increased loan defaults, posing a risk of escalating losses, particularly given the bank's reliance on government-sponsored loan programs and the current climate of higher non-performing loans (NPLs) and non-complying loans (NCOs).

Merchants Bancorp (MBIN) has been analyzed by 3 analysts, with a consensus rating of Buy. 0% of analysts recommend a Strong Buy, 67% recommend Buy, 33% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Merchants Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Merchants Bancorp (MBIN) Forecast

Analysts have given Merchants Bancorp (MBIN) a Buy based on their latest research and market trends.

According to 3 analysts, Merchants Bancorp (MBIN) has a Buy consensus rating as of Mar 16, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $43.67, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $43.67, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Merchants Bancorp (MBIN)

Volume: 89.15K

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