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MBIN
Volume: 24

Merchants Bancorp (MBIN) Stock Forecast & Price Target

Merchants Bancorp (MBIN) Analyst Ratings

Based on 3 analyst ratings
Buy
Strong Buy 0%
Buy 67%
Hold 33%
Sell 0%
Strong Sell 0%

Bulls say

Merchants Bancorp reported a solid financial performance with a tangible book value (TBV) growth of 3% quarter-over-quarter, alongside an increase in tangible common equity (TCE) of 12 basis points, supported by strong profitability metrics evidenced by a reported return on assets (ROA) of 0.94% and a return on tangible common equity (ROTCE) of 10.6% for the third quarter. The impressive growth in core deposit accounts, including an 18% increase in certificates of deposit and brokered deposits, demonstrates broad-based growth across various deposit categories, which positions the company favorably amidst fluctuating interest rates. Additionally, the improvement in all regulatory capital ratios, with notable increases across common equity tier 1 (CET1), tier-1 capital, and total risk-based capital, indicates a strong capital foundation that supports ongoing operational and growth initiatives.

Bears say

Merchants Bancorp is experiencing a decline in key financial metrics, with net interest income (NII) dropping to $128.1 million, representing a 1% decrease quarter-over-quarter and falling 2% below consensus expectations. Additionally, average loans have decreased by 5% quarter-over-quarter, indicating a failure to meet anticipated growth, which contributed to slight net interest margin compression to 2.82%. Concerns over the potential for increased loan defaults, driven by economic conditions and borrower creditworthiness, further exacerbate the negative outlook for the bank's financial stability.

Merchants Bancorp (MBIN) has been analyzed by 3 analysts, with a consensus rating of Buy. 0% of analysts recommend a Strong Buy, 67% recommend Buy, 33% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Merchants Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Merchants Bancorp (MBIN) Forecast

Analysts have given Merchants Bancorp (MBIN) a Buy based on their latest research and market trends.

According to 3 analysts, Merchants Bancorp (MBIN) has a Buy consensus rating as of Jan 30, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $39.67, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $39.67, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Merchants Bancorp (MBIN)

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