
MOFG Stock Forecast & Price Target
MOFG Analyst Ratings
Bulls say
MidWestOne Financial Group Inc. has demonstrated a solid strengthening of its regulatory capital ratios, highlighted by a Common Equity Tier 1 (CET1) ratio of 11.0%, which reflects a 5 basis point increase quarter-over-quarter, alongside improvements in other capital metrics. Additionally, the bank has experienced a sequential increase in tangible book value (TBV) of 4% to $23.36 and a rise in tangible common equity (TCE) to 7.89%, indicating underlying financial stability and growth potential. With a projected rise in TCE to 8.4%/9.1% by the end of 2025/2026, supported by an improving return on assets (ROA) outlook, the bank is positioned favorably for continued robust performance.
Bears say
MidWestOne Financial Group Inc is projected to experience only modest core fee income growth of 1% in 2025 and 9% in 2026, which reflects a 2% decrease from previous forecasts due to more conservative estimates related to SBA GOS. Additionally, a decline in key deposit categories, including a 6% drop in checking accounts and a 3% decline in both money market and savings accounts, has contributed to a negative outlook on the company's liquidity and funding structure. The expectation of an 11% reduction in earnings per share for 2025 and a price target adjustment due to below-average profitability further underscores the challenges the bank faces in achieving financial stability.
This aggregate rating is based on analysts' research of MidWestOne Financial Group and is not a guaranteed prediction by Public.com or investment advice.
MOFG Analyst Forecast & Price Prediction
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