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MSBI
Volume: 172.7K

MSBI Stock Forecast & Price Target

MSBI Analyst Ratings

Based on 3 analyst ratings
Hold
Strong Buy 0%
Buy 0%
Hold 100%
Sell 0%
Strong Sell 0%

Bulls say

Midland States Bancorp Inc. is poised for a positive outlook, supported by the anticipated improvement in credit costs throughout 2026/27, as evidenced by a notable reduction in non-performing assets from its MEF portfolio. The company's recent dividend increase of 3% to $0.32 per share, coupled with an expanded net interest margin (NIM) to 3.79%, indicates strong financial health and commitment to shareholder returns. Furthermore, strategic management changes and transactions are expected to enhance franchise value and core banking focus, contributing to elevated capital ratios that align with management's growth targets.

Bears say

Midland States Bancorp Inc. has recorded a 3% quarter-over-quarter decline in loans held for investment, underperforming expectations and indicating persistent issues in segments such as equipment financing and commercial real estate. The company experienced a significant 6% drop in total deposits, chiefly driven by a drastic reduction in brokered deposits, which fell by 59% during the same period. Projections suggest a continued decrease in loan balances and a declining loan-to-deposit ratio, alongside modest expectations for operating expenses, reflecting fundamental challenges in growing revenue and customer deposit base.

MSBI has been analyzed by 3 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 0% recommend Buy, 100% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Midland States Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Midland States Bancorp (MSBI) Forecast

Analysts have given MSBI a Hold based on their latest research and market trends.

According to 3 analysts, MSBI has a Hold consensus rating as of Jan 12, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $19.67, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $19.67, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Midland States Bancorp (MSBI)

Volume: 172.7K

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