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MSBI
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MSBI Stock Forecast & Price Target

MSBI Analyst Ratings

Based on 3 analyst ratings
Hold
Strong Buy 0%
Buy 0%
Hold 100%
Sell 0%
Strong Sell 0%

Bulls say

Midland States Bancorp shows a positive outlook due to anticipated improvements in credit costs and the expected enhancement of franchise value from recent transactions, which will allow for more consistent credit quality. The company's net interest margin (NIM) has expanded significantly, rising 23 basis points to 3.79%, indicating improved profitability from its interest-earning assets. Furthermore, the increase in the quarterly dividend by 3% reflects strong financial health and a commitment to returning value to shareholders amidst a robust capital position, bolstered by projected increases in common equity tier 1 (CET1) ratios.

Bears say

Midland States Bancorp Inc. experienced a 3% quarter-over-quarter decline in loans held for investment, primarily due to intentional run-off strategies in equipment financing and higher payoffs in commercial real estate and commercial and industrial loans. Additionally, total deposits decreased by 6%, driven by a significant reduction in brokered deposits, contributing to a projected decline in the loan-to-deposit ratio to 74% by the fourth quarter of 2026. Despite a small decrease in non-performing loans, the projected sequential reduction in loan volumes and conservative management strategies indicate ongoing challenges that may negatively impact the company's financial performance.

MSBI has been analyzed by 3 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 0% recommend Buy, 100% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Midland States Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Midland States Bancorp (MSBI) Forecast

Analysts have given MSBI a Hold based on their latest research and market trends.

According to 3 analysts, MSBI has a Hold consensus rating as of Apr 17, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $22.83, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $22.83, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Midland States Bancorp (MSBI)

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