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NAVI
Volume: 690.58K
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Navient (NAVI) Stock Forecast & Price Target

Navient (NAVI) Analyst Ratings

Based on 7 analyst ratings
Hold
Strong Buy 14%
Buy 0%
Hold 71%
Sell 0%
Strong Sell 14%

Bulls say

Navient Corp's positive outlook is bolstered by its increased access to the asset-backed securities (ABS) market, enabling the company to rotate its portfolio towards higher-quality graduate loans. The management highlighted strong loan origination growth, particularly in the graduate segment, which constitutes 45% of the loan mix and demonstrates encouraging investor demand. This strategic focus on graduate loans, combined with robust performance in the Federal Education Loans segment, positions the company favorably for continued growth and stability.

Bears say

Navient Corp is experiencing significant challenges that contribute to a negative outlook on its stock, primarily driven by weaker credit trends, elevated delinquency levels, and a decline in consumer net interest margin (NIM). The company's consumer NIM has decreased by 44 basis points to 2.32%, while net charge-offs (NCOs) have risen by 19 basis points to 2.06%, indicating increasing credit risk within the Consumer Lending segment. Additionally, the company's earnings per share (EPS) estimates for 2025 and 2026 have been lowered to $1.01 and $1.40, respectively, reflecting the impact of the recent performance miss and rising origination volumes.

Navient (NAVI) has been analyzed by 7 analysts, with a consensus rating of Hold. 14% of analysts recommend a Strong Buy, 0% recommend Buy, 71% suggest Holding, 0% advise Selling, and 14% predict a Strong Sell.

This aggregate rating is based on analysts' research of Navient and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Navient (NAVI) Forecast

Analysts have given Navient (NAVI) a Hold based on their latest research and market trends.

According to 7 analysts, Navient (NAVI) has a Hold consensus rating as of Nov 7, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $14.14, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $14.14, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Navient (NAVI)

Volume: 690.58K

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