
NBBK Stock Forecast & Price Target
NBBK Analyst Ratings
Bulls say
NB Bancorp Inc demonstrates a strong financial profile characterized by excellent credit quality, as evidenced by non-performing assets (NPAs) measuring just 0.24% of total assets, reflecting minimal risk in its loan portfolio. The company's loan-to-deposit ratio increased from 103% to 106%, indicating effective management of deposit funding to support loan growth. Additionally, a reported net interest margin of 3.82%, which exceeded prior estimates and rose by 21 basis points from the previous quarter, highlights strong profitability in its operations.
Bears say
NB Bancorp has shown a stable core efficiency ratio of 56%, which, while positive, indicates limited operational improvement as it only slightly decreased from 58% in the previous quarter. The bank’s tangible book value per share (TBVPS) has experienced a decline of $0.14, reducing it to $18.06, which raises concerns about shareholder value. Additionally, fees contributing to only 8% of total revenues, remaining flat compared to the prior quarter, suggest challenges in revenue diversification and potential stagnation in growth opportunities.
This aggregate rating is based on analysts' research of NB Bancorp Inc and is not a guaranteed prediction by Public.com or investment advice.
NBBK Analyst Forecast & Price Prediction
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