
NIC Stock Forecast & Price Target
NIC Analyst Ratings
Bulls say
Nicolet Bankshares Inc. is projected to achieve significant tangible book value (TBV) growth, outpacing peers with an estimated increase of 24% and 19% for the years 2026 and 2027, respectively. The company's internal metrics reflect strong performance, with TBV and tangible common equity (TCE) rising by 5% and 33 basis points quarter-over-quarter, bolstered by solid asset gains and controlled operational expenses. Additionally, the core net interest margin (NIM) is expected to improve gradually, reaching 3.87% by the fourth quarter of 2026, driven by strategic repricing of fixed-rate loans and a consistent growth in loans and core deposits.
Bears say
Nicolet Bankshares Inc faces a challenging outlook due to a deterioration in credit quality that may lead to increased net charge-offs and loan loss provisions, adversely affecting profitability. The bank's revenue and earnings projections are also at risk from stagnant growth in loans, core deposits, and fee income, highlighted by a $38 million decline in end-of-period loans in the last quarter, particularly in key sectors like commercial and industrial lending. Additionally, the potential integration risks stemming from the recent acquisition of MOFG, coupled with broader macroeconomic factors, further compound the challenges and hinder achieving growth targets.
This aggregate rating is based on analysts' research of Nicolet Bankshares Inc and is not a guaranteed prediction by Public.com or investment advice.
NIC Analyst Forecast & Price Prediction
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