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NPB
Volume: 453.04K
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NPB Stock Forecast & Price Target

NPB Analyst Ratings

Based on 3 analyst ratings
Buy
Strong Buy 0%
Buy 67%
Hold 33%
Sell 0%
Strong Sell 0%

Bulls say

Northpointe Bancshares Inc. is experiencing significant growth in its mortgage purchase program, with loan balances expected to rise to between $3.3 billion and $3.5 billion by year-end, an increase from the previous mid-point estimate of $3.2 billion. The company has demonstrated strong performance in its second quarter as a public entity, indicating healthy growth in its warehouse lending portfolio following its recent IPO. Overall, Northpointe's solid results and positive loan balance projections reinforce a favorable outlook for the company's financial health and operational trajectory.

Bears say

Northpointe Bancshares Inc's reliance on the origination of residential mortgages and their subsequent sale in the secondary market raises concerns, especially amid fluctuating interest rates which may negatively impact loan demand and profitability. Furthermore, the company's dependency on a network of investors for selling loans poses risks related to market conditions and investor appetite, which could lead to liquidity challenges. Additionally, the focus on servicing both sold and portfolio loans may result in increased operational costs without a corresponding guarantee of revenue, further undermining overall financial stability.

NPB has been analyzed by 3 analysts, with a consensus rating of Buy. 0% of analysts recommend a Strong Buy, 67% recommend Buy, 33% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Northpointe Bancshares Inc and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Northpointe Bancshares Inc (NPB) Forecast

Analysts have given NPB a Buy based on their latest research and market trends.

According to 3 analysts, NPB has a Buy consensus rating as of Dec 16, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $18.92, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $18.92, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Northpointe Bancshares Inc (NPB)

Volume: 453.04K

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