
OBK Stock Forecast & Price Target
OBK Analyst Ratings
Bulls say
Origin Bancorp demonstrates a positive outlook supported by key financial metrics, including an increase in noninterest bearing deposits, which rose by $159 million to account for 24.0% of total deposits. The bank has experienced a notable expansion in net interest margin (NIM), which improved by 4 basis points to 3.65%, facilitated by favorable loan repricing and growth in earning asset yields. Additionally, robust growth in loan originations, with a 20% increase for the first nine months of 2025, further underscores the bank's strong performance in the community banking segment.
Bears say
Origin Bancorp's recent financial report highlights significant challenges, including a 7.7% decline in end-of-period loans quarter-over-quarter, driven primarily by losses in mortgage warehouse, commercial and industrial loans, and construction and development sectors. Additionally, the lowered financial guidance for 2025 reflects a cautious outlook, with projections adjusted from low single-digit growth to flat due to continued declines in both loan origination and economic conditions within the bank's core markets. Moreover, potential risks identified include credit quality deterioration, competitive loan pricing pressures, and net interest margin compression, which collectively pose substantial headwinds to the bank's profitability and balance sheet growth.
This aggregate rating is based on analysts' research of Origin Bancorp Inc and is not a guaranteed prediction by Public.com or investment advice.
OBK Analyst Forecast & Price Prediction
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