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OMF
Volume: 1.04M
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OneMain Hld (OMF) Stock Forecast & Price Target

OneMain Hld (OMF) Analyst Ratings

Based on 9 analyst ratings
Buy
Strong Buy 11%
Buy 44%
Hold 44%
Sell 0%
Strong Sell 0%

Bulls say

OneMain Holdings demonstrated a solid performance with a reported capital generation of $272 million in the third quarter, reflecting a 29% year-over-year increase, supported by improved operational scale. Loan growth is projected to accelerate to 3.5%, with total balance sheet loans reaching $28.2 billion, while net charge-offs are anticipated to improve to 6.63%, indicating positive credit trends. Additionally, the company's strategic investments in products and technology, along with favorable funding costs, position it well for potential capital return acceleration, suggesting a favorable outlook for valuation expansion.

Bears say

The financial outlook for OneMain Holdings indicates significant risks due to elevated credit costs, projected to drive the net charge-off rate to 7.46%, alongside an anticipated decline in adjusted net income to $863 million, resulting in a ROA of 3.0%. The company's substantial indebtedness raises concerns about its capacity to navigate competitive pressures and economic downturns, potentially affecting its operational resilience. Additionally, with muted loan growth projected at only 1% and total balance sheet loans near $26.5 billion, the overall financial landscape appears challenging, contributing to a negative outlook for the company's stock.

OneMain Hld (OMF) has been analyzed by 9 analysts, with a consensus rating of Buy. 11% of analysts recommend a Strong Buy, 44% recommend Buy, 44% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of OneMain Hld and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About OneMain Hld (OMF) Forecast

Analysts have given OneMain Hld (OMF) a Buy based on their latest research and market trends.

According to 9 analysts, OneMain Hld (OMF) has a Buy consensus rating as of Dec 15, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $63.44, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $63.44, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

OneMain Hld (OMF)

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