
OneMain Hld (OMF) Stock Forecast & Price Target
OneMain Hld (OMF) Analyst Ratings
Bulls say
OneMain Holdings Inc. demonstrates a strong financial outlook due to an anticipated acceleration in loan growth to 3.5%, with total balance sheet loans projected to reach $28.2 billion, alongside an improvement in net charge-offs to 6.63%. The company's digital capabilities have enhanced its service efficiency, while revenue yields remained robust at 22.6%, meeting expectations, and contributing to positive adjustments in financial models. Furthermore, capital generation of $272 million surpassed previous estimates, indicating solid operational performance and increasing potential for future growth.
Bears say
OneMain Holdings is facing significant challenges due to elevated credit costs, which are projected to drive the net charge-off rate to 7.46%, potentially leading to a decline in adjusted net income to $863 million and a reduced return on assets of 3.0%. The company's substantial indebtedness may hinder its ability to cope with competitive pressures and heightened economic risks, particularly in a weakening economy that could adversely affect consumer lending. Furthermore, loan growth is expected to be muted at just 1%, with total balance sheet loans reaching approximately $26.5 billion, prompting adjustments to the company's earnings per share estimates for 2026 and 2027.
This aggregate rating is based on analysts' research of OneMain Hld and is not a guaranteed prediction by Public.com or investment advice.
OneMain Hld (OMF) Analyst Forecast & Price Prediction
Start investing in OneMain Hld (OMF)
Order type
Buy in
Order amount
Est. shares
0 shares