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OSBC
Volume: 262.93K
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OSBC Stock Forecast & Price Target

OSBC Analyst Ratings

Based on 4 analyst ratings
Buy
Strong Buy 0%
Buy 75%
Hold 25%
Sell 0%
Strong Sell 0%

Bulls say

Old Second Bancorp is poised for a positive trajectory supported by anticipated loan growth beginning in the second half of 2025, estimated at 4%-6% quarter-on-quarter, driven by the newly acquired powersport lending niche and increased commercial market share in the Chicago Metropolitan Statistical Area (MSA). The company stands to benefit from enhanced treasury management and card revenue as it continues to capture market share within the Chicagoland region and expand its product offerings to existing and potential clients. Additionally, the strategic acquisition of EBG has positioned Old Second Bancorp to leverage national powersport lending divisions, thereby broadening its operational capacity and service portfolio.

Bears say

Old Second Bancorp experienced a decline in non-performing assets (NPAs) in the first quarter of 2025, with a reported decrease of 27% quarter-over-quarter to $37.7 million, which reflects ongoing issues related to asset quality. Despite the drop in NPAs, the company is expected to face continued elevated operating expenses, although these are projected to decline by 8% in the second quarter of 2025 due to the resolution of most of its other real estate owned (OREO) properties. Key risks impacting the company's performance include potential asset quality deterioration, disappointing growth in loans and deposits, and elevated operating costs driven by macroeconomic factors.

OSBC has been analyzed by 4 analysts, with a consensus rating of Buy. 0% of analysts recommend a Strong Buy, 75% recommend Buy, 25% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Old Second Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Old Second Bancorp (OSBC) Forecast

Analysts have given OSBC a Buy based on their latest research and market trends.

According to 4 analysts, OSBC has a Buy consensus rating as of Dec 15, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $21.62, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $21.62, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Old Second Bancorp (OSBC)

Volume: 262.93K

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