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PFBC
Volume: 118.53K
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Preferred Bank (PFBC) Stock Forecast & Price Target

Preferred Bank (PFBC) Analyst Ratings

Based on 3 analyst ratings
Hold
Strong Buy 0%
Buy 33%
Hold 67%
Sell 0%
Strong Sell 0%

Bulls say

Preferred Bank's outlook appears positive due to a significant increase in total loans, which rose 9.2% annualized, surpassing the prior quarter's growth rate and reflecting strong demand in commercial and industrial lending. The bank also showcased enhanced profitability with a net interest income (NII) growth resulting from a 7 basis point net interest margin (NIM) expansion to 3.92%, driven by an increase in interest-bearing demand deposits. Furthermore, the bank's tangible book value (TBV) improved by 4.4% quarter-over-quarter, alongside an increase in tangible common equity (TCE), indicating a stronger financial position and efficient cost control measures.

Bears say

Preferred Bank's stock outlook is negatively impacted by a combination of declining asset quality, evidenced by a reduction in the Allowance for Credit Losses (ACL) to 1.27% and a below-expectation loan loss provision of $2.5 million. The bank faces challenges in a competitive market that is pressuring net interest margins (NIM), with forecasted modest NIM pressure due to expected loan yield headwinds from a predominantly floating-rate loan portfolio. Additionally, sluggish loan demand has contributed to balance sheet contraction and a less favorable earning asset mix, further complicating the bank's profitability prospects.

Preferred Bank (PFBC) has been analyzed by 3 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 33% recommend Buy, 67% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Preferred Bank and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Preferred Bank (PFBC) Forecast

Analysts have given Preferred Bank (PFBC) a Hold based on their latest research and market trends.

According to 3 analysts, Preferred Bank (PFBC) has a Hold consensus rating as of Dec 16, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $104.67, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $104.67, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Preferred Bank (PFBC)

Volume: 118.53K

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