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PFBC
Volume: 388.09K

Preferred Bank (PFBC) Stock Forecast & Price Target

Preferred Bank (PFBC) Analyst Ratings

Based on 3 analyst ratings
Hold
Strong Buy 0%
Buy 33%
Hold 67%
Sell 0%
Strong Sell 0%

Bulls say

Preferred Bank has demonstrated strong financial performance with an expansion in net interest income (NII), driven by a notable 7 basis point increase in net interest margin (NIM) to 3.92%, along with a significant 10% increase in end-of-period deposits. The bank's total equity book value (TBV) rose by 4.4% quarter-over-quarter, and the tangible common equity (TCE) increased by 12 basis points, indicating improved capital strength. Additionally, the bank has projected increased earnings per share (EPS) estimates for 2025 and 2026, reflecting a robust balance sheet growth and effective cost management strategies.

Bears say

Preferred Bank is facing several challenges that contribute to a negative outlook on its stock. The loan loss provision (LLP) of $2.5 million was below expectations, reflecting a potential deterioration in asset quality, while the allowance for credit losses (ACL) declined to 1.27%. Additionally, sluggish loan demand and competitive pressures in the market are expected to negatively impact the bank's net interest margin (NIM), which stood at 3.87% in September and may contract further to 3.81% in the fourth quarter following anticipated rate cuts.

Preferred Bank (PFBC) has been analyzed by 3 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 33% recommend Buy, 67% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Preferred Bank and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Preferred Bank (PFBC) Forecast

Analysts have given Preferred Bank (PFBC) a Hold based on their latest research and market trends.

According to 3 analysts, Preferred Bank (PFBC) has a Hold consensus rating as of Mar 21, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $102.67, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $102.67, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Preferred Bank (PFBC)

Volume: 388.09K

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