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PFBC
Volume: 23.56K

Preferred Bank (PFBC) Stock Forecast & Price Target

Preferred Bank (PFBC) Analyst Ratings

Based on 3 analyst ratings
Hold
Strong Buy 0%
Buy 33%
Hold 67%
Sell 0%
Strong Sell 0%

Bulls say

Preferred Bank demonstrates a positive outlook due to significant growth in key financial metrics, highlighted by a 9.2% annualized increase in end-of-period loans, surpassing the previous quarter's 7.5% growth. The bank's net interest income benefitted from a 7 basis point expansion in net interest margin to 3.92%, alongside a robust increase in interest-bearing demand deposits which grew by 10.0% quarter-over-quarter. Additionally, the bank strengthened its non-performing loan coverage ratio to an impressive 424%, reflecting improved asset quality and risk management.

Bears say

The negative outlook on Preferred Bank's stock is driven by a combination of declining asset quality, evidenced by a lower Allowance for Loan Losses (LLP) of $2.5 million and a decreased Allowance for Credit Losses (ACL) to 1.27%. Additionally, competitive pressures are negatively impacting loan and deposit pricing, leading to a compressed net interest margin (NIM) which averaged 3.87% in September, with expectations for further decline due to the bank's significant floating-rate loan portfolio. Furthermore, despite claims of healthy loan pipelines, management expressed caution regarding loan growth in the fourth quarter, reflecting an overall sluggish loan demand that constrains the bank's profitability.

Preferred Bank (PFBC) has been analyzed by 3 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 33% recommend Buy, 67% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Preferred Bank and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Preferred Bank (PFBC) Forecast

Analysts have given Preferred Bank (PFBC) a Hold based on their latest research and market trends.

According to 3 analysts, Preferred Bank (PFBC) has a Hold consensus rating as of Jan 30, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $102.67, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $102.67, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Preferred Bank (PFBC)

Volume: 23.56K

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