
PFS Stock Forecast & Price Target
PFS Analyst Ratings
Bulls say
Provident Finl Servs is a solid financial institution with a strong credit quality and a consistent track record of maintaining low net charge-offs. Despite this, the company's shares have not seen much growth in recent years and are currently trading at a modest premium compared to its peers. However, with a stable core funding base and a focus on positive operating leverage and future investments, we believe Provident Finl Servs has the potential for improved earnings growth and should trade in line with higher-quality peers at 1.4x '26E TBV and 11x '26E EPS.
Bears say
Provident Finl Servs is a bank holding company with a single reporting segment. The company has a high CRE concentration ratio and faces capital constraints on growth, limiting loan origination potential. With stagnant EPS growth and profitability metrics, PFS may struggle to outperform its peers and reach a higher valuation. Additionally, the company has reported a negative provision in two out of four quarters and may experience normalized credit costs in 2026, potentially impacting EPS growth.
This aggregate rating is based on analysts' research of Provident Financial Services and is not a guaranteed prediction by Public.com or investment advice.
PFS Analyst Forecast & Price Prediction
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