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PFSI
Volume: 404.74K

PFSI Stock Forecast & Price Target

PFSI Analyst Ratings

Based on 7 analyst ratings
Buy
Strong Buy 29%
Buy 57%
Hold 14%
Sell 0%
Strong Sell 0%

Bulls say

PennyMac Financial Services Inc. reported an increase in gain on sale margins, which rose by 26 basis points to 0.84%, surpassing the forecasted 0.68%, indicating improved profitability in its production segment. The company also experienced a 16% quarter-over-quarter increase in origination volumes, reaching $42.2 billion, driven by a favorable mix shift toward higher-margin direct lending channels and robust consumer originations. Despite challenges with MSR amortization, the overall performance highlights a strong production pre-tax earnings increase, positioning PennyMac favorably for future growth.

Bears say

PennyMac Financial Services Inc. experienced a decline in origination volumes, which fell 4% quarter-over-quarter to $36.5 billion, underperforming estimates. The company's operating return on equity (ROE) decreased significantly from 18% to 10%, with expectations for future ROEs trending lower than previously anticipated. Additionally, there was a notable reduction in servicing income driven by increased prepay speeds and a decline in the owned servicing portfolio, leading to pretax earnings of only $48 million, far below the forecast of $137 million.

PFSI has been analyzed by 7 analysts, with a consensus rating of Buy. 29% of analysts recommend a Strong Buy, 57% recommend Buy, 14% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of PennyMac Financial Services and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About PennyMac Financial Services (PFSI) Forecast

Analysts have given PFSI a Buy based on their latest research and market trends.

According to 7 analysts, PFSI has a Buy consensus rating as of Apr 16, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $131.14, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $131.14, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

PennyMac Financial Services (PFSI)

Volume: 404.74K

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