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PGY
Volume: 2.62M
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PGY Stock Forecast & Price Target

PGY Analyst Ratings

Based on 12 analyst ratings
Buy
Strong Buy 42%
Buy 25%
Hold 33%
Sell 0%
Strong Sell 0%

Bulls say

Pagaya Technologies Ltd demonstrated a significant improvement in its financial performance, with EBITDA rising 88% year-over-year to $64 million and total revenue growing by 28% y/y, exceeding expectations. The company’s unit economics are enhancing, evidenced by a 132 basis point increase in the FRLPC margin to 4.5% and a continuing trend of positive pricing power reflected in a 115% growth in fee revenue after production costs. Furthermore, Pagaya is making progress towards GAAP net income profitability, achieving adjusted EBITDA margins of 23% for the sixth consecutive quarter, highlighting the company’s robust operational setup and optimistic outlook for 2024 amidst a supportive pricing environment.

Bears say

Pagaya Technologies Ltd has experienced a significant decline in its share price, dropping 38% in the month following a previous spike, indicating investor concern over its future performance amidst challenging macroeconomic conditions and increasing default rates in the credit industry. The company faces potential revenue and cash flow impacts due to its limited cushion on 2023 vintage loans, where even minor credit performance deviations could lead to substantial impairments. Moreover, uncertainties regarding the effectiveness of its AI technology in existing markets, difficulties in retaining and attracting partners, and evolving regulatory frameworks present additional risks that could adversely affect Pagaya's financial metrics.

PGY has been analyzed by 12 analysts, with a consensus rating of Buy. 42% of analysts recommend a Strong Buy, 25% recommend Buy, 33% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Pagaya Technologies Ltd and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Pagaya Technologies Ltd (PGY) Forecast

Analysts have given PGY a Buy based on their latest research and market trends.

According to 12 analysts, PGY has a Buy consensus rating as of Aug 3, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $23.79, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $23.79, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Pagaya Technologies Ltd (PGY)

Volume: 2.62M

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