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PLBC
Volume: 21.44K
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Plumas Bancorp (PLBC) Stock Forecast & Price Target

Plumas Bancorp (PLBC) Analyst Ratings

Based on 2 analyst ratings
Buy
Strong Buy 0%
Buy 100%
Hold 0%
Sell 0%
Strong Sell 0%

Bulls say

Plumas Bancorp has demonstrated financial resilience, with no net charge-offs recorded, resulting in an improved allowance for loan and lease losses (ACL) ratio, which has risen to 1.40%. The bank expects to see a significant increase in net interest earnings (NIE) to $13.8 million in the third quarter, driven in part by contributions from its recent acquisition of CRSB and a notable increase in service fee revenue of 22% quarter-over-quarter. Additionally, Plumas Bancorp is positioned for sustainable growth, projecting loan growth between 2% and 4-5% in the latter half of 2025, thus supporting its ongoing expansion and capital stability.

Bears say

Plumas Bancorp exhibited a decline in core net interest earnings, falling by 3.4% quarter-over-quarter, attributed to lower compensation and increasing deposit costs, which contributed to a narrowing net interest margin (NIM) that also decreased to 4.83%. Additionally, there has been a troubling decline in non-performing loan (NPL) coverage, dropping to 104% from 361%, indicating potential risks in asset quality and necessitating a projected increase in the allowance for credit losses. Moreover, organic ending period deposits decreased by approximately 9% quarter-over-quarter, reflecting a strategic decision to reduce higher-cost funding sources but raising concerns about the overall deposit base stability and liquidity position.

Plumas Bancorp (PLBC) has been analyzed by 2 analysts, with a consensus rating of Buy. 0% of analysts recommend a Strong Buy, 100% recommend Buy, 0% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Plumas Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Plumas Bancorp (PLBC) Forecast

Analysts have given Plumas Bancorp (PLBC) a Buy based on their latest research and market trends.

According to 2 analysts, Plumas Bancorp (PLBC) has a Buy consensus rating as of Dec 16, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $55.50, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $55.50, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Plumas Bancorp (PLBC)

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