
Palomar (PLMR) Stock Forecast & Price Target
Palomar (PLMR) Analyst Ratings
Bulls say
Palomar Holdings Inc. is poised for a positive financial trajectory, with expectations of improving core loss ratios in the property and casualty insurance sector as pricing peaks translate into enhanced profitability. The company's strong performance indicators, including raised earnings per share (EPS) estimates for 2025, 2026, and 2027, highlight a potential for robust growth fueled by higher net-to-gross earned premium ratios and lower loss ratios. Furthermore, despite temporary challenges such as unusual loss ratios and cyclicality, the market is likely to recognize the company's underlying profitability, suggesting a favorable outlook for Palomar's stock performance.
Bears say
Palomar Holdings Inc. has recently experienced significant underperformance in its stock, primarily due to a slowdown in growth for its earthquake gross written premiums (GWP) and a higher-than-expected core loss ratio reported in the second quarter of 2025. Additionally, the company faces substantial risks, including potential decreases in reinsurance availability or increases in pricing, which could exacerbate financial challenges if catastrophe losses exceed conservatively modeled scenarios. Furthermore, a high level of ceded premiums related to its crop insurance segment results in a lower net-to-gross ratio, negatively impacting overall profitability.
This aggregate rating is based on analysts' research of Palomar and is not a guaranteed prediction by Public.com or investment advice.
Palomar (PLMR) Analyst Forecast & Price Prediction
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