
Palomar (PLMR) Stock Forecast & Price Target
Palomar (PLMR) Analyst Ratings
Bulls say
Palomar Holdings Inc. is poised for a favorable trajectory, driven by expectations of improved core loss ratios among property and casualty insurance underwriters, particularly by 2025. The company is anticipated to benefit from strong profitable growth, as indicated by raised earnings per share estimates for 2025, 2026, and 2027, alongside increased annual net-to-gross earned premium ratios and lower core loss ratios. Despite potential headwinds from lower gross and net written premiums, Palomar’s underlying strong fundamentals and strategic positioning within its niche markets—particularly in high-premium earthquake insurance—support a positive outlook for the company’s stock performance.
Bears say
Palomar Holdings Inc. has experienced significant underperformance relative to the S&P 500 and the KBW Insurance Index, primarily attributed to slowing growth in earthquake gross written premiums (GWP) and a higher-than-expected core loss ratio in the second quarter of 2025. The company's reliance on reinsurance poses additional risks, including potential changes in availability and pricing, which could impact overall financial stability, especially given the significant cession of 70% of crop book premiums and losses. The competitive landscape is also concerning, as Palomar may face challenges from more sophisticated insurance carriers, further exacerbating its financial vulnerabilities.
This aggregate rating is based on analysts' research of Palomar and is not a guaranteed prediction by Public.com or investment advice.
Palomar (PLMR) Analyst Forecast & Price Prediction
Start investing in Palomar (PLMR)
Order type
Buy in
Order amount
Est. shares
0 shares