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PROV
Volume: 164
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PROV Stock Forecast & Price Target

PROV Analyst Ratings

Based on 1 analyst ratings
Hold
Strong Buy 0%
Buy 0%
Hold 100%
Sell 0%
Strong Sell 0%

Bulls say

Provident Financial Holdings Inc. has demonstrated an expansion in its margin, achieving a sequential increase of 6 basis points to 3.00%, primarily due to an 8 basis points rise in the average yield on earning assets. Management anticipates further margin growth in the upcoming December quarter, driven by a lower weighted average cost of funds, which could enhance profitability as fiscal year 2026 progresses. Additionally, the company’s strategic focus on improving core profitability, maintaining expense discipline, and ongoing capital deployment suggests a robust pathway to unlocking greater valuation support over time.

Bears say

Provident Financial Holdings Inc. has reported a loan origination of $29.6 million, showing only a slight increase from the previous quarter, while principal repayments of $34.5 million have led to a sequential decline in total loans by 0.3%. The company's profitability metrics remain under pressure due to limited revenue growth, a conservative balance sheet structure, and elevated costs, which hinder its competitive standing against peers in the regional and community banking sector. Additionally, challenges such as sluggish loan growth, potential volatility in the bank sector, and risks associated with asset quality and the Southern California real estate market further contribute to a negative outlook on the company’s financial performance.

PROV has been analyzed by 1 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 0% recommend Buy, 100% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Provident Financial Holdings and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Provident Financial Holdings (PROV) Forecast

Analysts have given PROV a Hold based on their latest research and market trends.

According to 1 analysts, PROV has a Hold consensus rating as of Dec 15, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $16, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $16, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Provident Financial Holdings (PROV)

Volume: 164

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