
QCR Holdings (QCRH) Stock Forecast & Price Target
QCR Holdings (QCRH) Analyst Ratings
Bulls say
QCR Holdings Inc. reported a net interest income (NII) of $72.2 million, reflecting a 4% increase quarter-over-quarter, which aligns with consensus expectations and is supported by a 7% growth in average earning assets (AEAs). The company's net interest margin (NIM) improved by 4 basis points to 3.46% and is anticipated to further increase to 3.47% in the upcoming quarter, driven by higher-yielding loan production and favorable CD repricing conditions. Despite an increase in net charge-offs (NCOs) to $6.3 million, the overall financial metrics indicate a strong performance and positive outlook for QCR Holdings Inc.
Bears say
QCR Holdings Inc. has experienced disappointing revenue performance, with capital markets revenue falling short of expectations at $9.9 million, indicating a slower recovery in this segment. Wealth management revenue also declined by 6% quarter-over-quarter to $4.6 million, despite a substantial increase in assets under management, suggesting underlying challenges in generating sustained growth. Additionally, there has been a slight increase in non-current loans, reflecting potential credit quality concerns, which may impact future profitability and investor confidence.
This aggregate rating is based on analysts' research of QCR Holdings and is not a guaranteed prediction by Public.com or investment advice.
QCR Holdings (QCRH) Analyst Forecast & Price Prediction
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