
QCR Holdings (QCRH) Stock Forecast & Price Target
QCR Holdings (QCRH) Analyst Ratings
Bulls say
QCR Holdings Inc. has demonstrated strong financial performance, illustrated by an 8% quarter-over-quarter increase in wealth management revenue, reaching $5.0 million, alongside a notable rise in assets under management (AUM) to $7.0 billion. The company's tangible book value (TBV) and tangible common equity (TCE) both grew by 5% in the latest quarter, indicating robust profitability and internal capital generation with reported returns on assets (ROA) and tangible return on common equity (ROTCE) at 1.56% and 15.7%, respectively. Additionally, QCRH's core net interest margin (NIM) expanded, reflecting strong growth dynamics from strategic investments and increasing share gains in key markets, further bolstering a positive outlook for the company.
Bears say
The financial analysis of QCR Holdings Inc. highlights a concerning credit quality outlook, with the potential for deterioration in larger loans necessitating increased reserve builds, which could adversely affect earnings. Despite a modest decline in non-performing loan metrics and a decrease in net charge-offs, elevated operating expenses have outpaced expectations, particularly due to rising personnel costs. Furthermore, the competitive banking landscape, along with increasing deposit betas and a challenging interest rate environment, poses significant risks to QCR Holdings' earnings and long-term growth prospects.
This aggregate rating is based on analysts' research of QCR Holdings and is not a guaranteed prediction by Public.com or investment advice.
QCR Holdings (QCRH) Analyst Forecast & Price Prediction
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