
RBB Bancorp (RBB) Stock Forecast & Price Target
RBB Bancorp (RBB) Analyst Ratings
Bulls say
RBB Bancorp has demonstrated robust loan momentum, achieving a year-over-quarter growth rate of 12%, which is reinforced by a similar rate of growth in the previous quarter. Additionally, the net interest margin (NIM) has shown an expansion of 4 basis points to reach 2.92%, benefitting from a reduction in deposit costs and indicating potential for further improvement. Despite a slight concern regarding elevated non-performing assets (NPAs), the overall performance in loan growth and margin enhancement has contributed positively to the outlook for the company's financial health and future revenue generation.
Bears say
RBB Bancorp's financial outlook appears negative primarily due to below-optimal profitability levels and an increase in non-performing assets, as evidenced by a decline in net charge-offs (NCOs) and a lower allowance for loan losses (LLP). Additionally, the company's trading at 0.8x tangible book value (TBV) compared to 1.4x for the overall SMID group and 1.0x for its Asian American peers indicates persistent valuation concerns amid higher problem loan levels. Key risks impacting the company’s earnings forecast include the potential for rising credit costs, slower growth in loan and deposit income, and margin pressures, all of which contribute to a subdued financial performance outlook.
This aggregate rating is based on analysts' research of RBB Bancorp and is not a guaranteed prediction by Public.com or investment advice.
RBB Bancorp (RBB) Analyst Forecast & Price Prediction
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