
RBB Bancorp (RBB) Stock Forecast & Price Target
RBB Bancorp (RBB) Analyst Ratings
Bulls say
RBB Bancorp has demonstrated continued loan momentum, achieving a 12% growth on a last quarter annualized basis, which, along with a 4 basis points increase in net interest margin (NIM) to 2.92%, indicates robust operational efficiency. The bank has benefited from improved deposit costs, leading to an upward trajectory in net interest income (NII), further supporting positive adjustments to forward outlook metrics. While asset quality metrics such as non-performing assets (NPAs) remain a focus for improvement, the overall financial trend reflects strong performance and potential for enhanced profitability.
Bears say
RBB Bancorp's stock faces a negative outlook due to key financial metrics indicating below-optimal profitability and elevated levels of problem loans, placing the company's price-to-tangible book value at 0.8x compared to 1.4x for the overall SMID group. Additionally, the company's loan loss provisions decreased only marginally, exposing vulnerabilities with credit deterioration reflected in an increased net charge-off rate and diminishing asset quality. Risks such as reduced loan and deposit growth, margin pressure, and potentially increased credit costs further compound concerns regarding RBB Bancorp's future earnings potential.
This aggregate rating is based on analysts' research of RBB Bancorp and is not a guaranteed prediction by Public.com or investment advice.
RBB Bancorp (RBB) Analyst Forecast & Price Prediction
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