
RKT Stock Forecast & Price Target
RKT Analyst Ratings
Bulls say
Rocket Companies has demonstrated significant financial growth, with book value increasing by 8% quarter-over-quarter to $4.56, accompanied by strong performance in servicing with total UPB rising to $593 billion, reflecting a 9% quarter-over-quarter and 17% year-over-year increase. The company is strategically expanding its market share, evidenced by a 10% year-over-year increase in its internal purchase pipeline and a growth in purchase share from 3.7% to 4.0% year-over-year. Furthermore, the implementation of AI-driven technologies has improved operational efficiency, leading to a 54% increase in clients serviced and substantial time savings, which propels the company's ability to scale effectively amid rising origination volumes in the future.
Bears say
The financial outlook for Rocket Companies remains cautious due to anticipated seasonal weakness in mortgage originations, particularly highlighted by the performance in January 2025, which showed reduced demand. Despite a slight reduction in operating expenses in F4Q24, the blended GOS margin is projected to remain flat, reflecting stagnant operational efficiency against a backdrop of volatile industry conditions. Additionally, the risk/reward profile appears unfavorable, with a potential downside of 14% against the base case estimates and a more pronounced 30% additional downside in the worst-case scenario, raising concerns about the company’s ability to navigate through upcoming market challenges.
This aggregate rating is based on analysts' research of Rocket Companies, Inc. and is not a guaranteed prediction by Public.com or investment advice.
RKT Analyst Forecast & Price Prediction
Start investing in RKT
Order type
Buy in
Order amount
Est. shares
0 shares