RPAY Stock Forecast & Price Target

Repay Holdings Corp demonstrated a 4% year-over-year increase in revenue for its Consumer Payments segment, which constituted 86% of total revenue at $71.7 million. The company's revenue and gross profit dollars are projected to grow in the mid-digit range, bolstered by favorable factors such as the anniversary of previous customer losses and increased political media spending anticipated for the 2026 mid-term elections. Additionally, the substantial 59% year-over-year expansion of Repay's accounts payable (AP) supplier network to approximately 524 highlights its growing market presence and potential for future revenue growth.

Repay Holdings Corp has reported a decline in adjusted EBITDA, falling 11% year-over-year to $31.2 million, which was not only below the company’s forecasts but also below consensus expectations. While 3Q revenue showed a slight increase, up 2% year-over-year to $77.7 million and surpassing forecasts, the mixed results indicate underlying financial challenges. Moreover, the company faces broader market pressures due to diminishing investor interest in the payments sector, particularly affecting firms with high leverage and those emerging from SPAC mergers, leading to an anticipated slowdown in revenue growth for 2025.