
SBCF Stock Forecast & Price Target
SBCF Analyst Ratings
Bulls say
Seacoast Banking Corp of Florida has demonstrated positive trends in its net interest margin (NIM), with core NIM expanding by 5 basis points quarter-over-quarter to reach 3.29%, surpassing prior expectations. This increase in NIM, alongside slight growth in fair value accretion, has led to an improved profitability outlook, with return on assets (ROA) projections for 2026 rising to approximately 1.30% from 1.10%. The overall growth in NIM and profitability forecasts underscores the company's strong financial position and potential for future performance.
Bears say
Seacoast Banking Corp of Florida experienced a 2% quarter-over-quarter decline in deposits, which raises concerns about the company's liquidity and funding capabilities as the loan-to-deposit ratio moved to 85%. Additionally, integration risks stemming from the recent acquisitions of Heartland and Villages introduce uncertainties that may hinder operational efficiency and growth prospects. The potential for loan growth to fall below expectations poses further threats to the company's net interest margin and net interest income forecasts, suggesting that the current economic environment could negatively impact financial performance.
This aggregate rating is based on analysts' research of Seacoast Banking Corporation of Florida and is not a guaranteed prediction by Public.com or investment advice.
SBCF Analyst Forecast & Price Prediction
Start investing in SBCF
Order type
Buy in
Order amount
Est. shares
0 shares