
SFST Stock Forecast & Price Target
SFST Analyst Ratings
Bulls say
Southern First Bancshares Inc demonstrated a positive financial trajectory with total loan yields increasing by 8 basis points to 5.28%, indicative of improved profitability on lending activities. The company's total loans rose to $3.7 billion in the second quarter of 2025, reflecting approximately 7% annualized growth from the previous quarter, driven by strong demand in both commercial and consumer lending segments. Furthermore, total deposits also increased by about 1.7% annualized, signifying stable funding support and highlighting the bank's ability to maintain a balanced growth strategy amidst changing market conditions.
Bears say
Southern First Bancshares Inc. has experienced a significant decrease in construction loans, which fell to $68.4 million from $90.0 million in the first quarter of 2025, primarily due to project completions and payoffs. This decline in construction loans adversely impacts the company's revenue generation potential, particularly within its Commercial and Retail Banking segment. The reduction in lending activity raises concerns about the overall growth prospects and financial stability of the bank, warranting a negative outlook on its stock.
This aggregate rating is based on analysts' research of Southern First Bancshares and is not a guaranteed prediction by Public.com or investment advice.
SFST Analyst Forecast & Price Prediction
Start investing in SFST
Order type
Buy in
Order amount
Est. shares
0 shares