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SFST
Volume: 165.96K
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SFST Stock Forecast & Price Target

SFST Analyst Ratings

Based on 1 analyst ratings
Buy
Strong Buy 0%
Buy 100%
Hold 0%
Sell 0%
Strong Sell 0%

Bulls say

Southern First Bancshares Inc. has demonstrated strong financial performance with total loan yields increasing by 8 basis points, reaching 5.28%, which signals an effective management of interest income. The company reported impressive annualized loan growth of approximately 7%, reaching a total of $3.7 billion in the second quarter of 2025, driven by robust contributions from both commercial and consumer lending segments. Additionally, total deposits increased by around 1.7% annualized, supporting the bank’s growth trajectory despite some pressure on the end-of-period loan-to-deposit ratio.

Bears say

Southern First Bancshares has experienced a notable decline in construction loans, which fell to $68.4 million from $90.0 million in 1Q25, indicating potential weaknesses in its loan portfolio. This decrease, attributed to project completions and payoffs, has partially offset any growth achieved in other areas of its commercial and retail banking segment. The contraction in construction lending raises concerns about the bank's ability to maintain robust revenue streams, potentially impacting overall financial performance.

SFST has been analyzed by 1 analysts, with a consensus rating of Buy. 0% of analysts recommend a Strong Buy, 100% recommend Buy, 0% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Southern First Bancshares and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Southern First Bancshares (SFST) Forecast

Analysts have given SFST a Buy based on their latest research and market trends.

According to 1 analysts, SFST has a Buy consensus rating as of Dec 16, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $51, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $51, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Southern First Bancshares (SFST)

Volume: 165.96K

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